Accumulation vs. Income

Do you need asset accumulation, income or both from your savings? A reader recently sent this question:  Gary,  I follow many of your articles.  If a person like myself, knowing and understanding little to nothing about investing, has any chance of success.   I need...

Quantum Wealth & Independence

This is the official holiday for the 4th of July so here is a thought about independence and freedom. Technology has robbed the world of a lot freedom… just as it has added great freedom in other ways. Technology allowed me to live in Hong Kong in the 1970s....

Ecuador & Banking

When living in Cotacachi, Merri and I do not use Ecuador banking. See below why banking globally is better. This Cotacachi plaza has one of the village’s two Cathedrals and… a bank with an ATM… plus a new credit institution with an ATM as well. This...