Why is this? America has one of the highest average incomes per capita and all the happiest countries have higher tax as this OECD chart at the Tax Policy Center website shows.
Finland is the happiest country in the world
One reason for the American drop the lack of fairness and the growing inequality of income and wealth.
Is our system as civil, honest, decent, principled, reasonable and nonpartisan as in the past? Many more Americans feel the answer is no. Apparently in the happy countries (even though tax is high), it is fairly spread among the population. The rich suffer the tax along with the poor.
The article points out: Through reviewing the existing studies, theories, and data behind the World Happiness Report, we find that the most prominent explanations include factors related to the quality of institutions, such as reliable and extensive welfare benefits, low corruption, and well-functioning democracy and state institutions. Furthermore, Nordic citizens experience a high sense of autonomy and free-dom, as well as high levels of social trust towards each other, which play an important role in determining life satisfaction.
So what makes Scandinavians just so jolly? Hanne Ørstavik delved into it for us in “A Scandinavian Explains Why They’re the Happiest People in the World”, “It helps to know that if your child has a chronic disease, she will get free medical treatment. That schools and universities are free, for everyone. Our famously generous parental leave—about 12 months fully paid, including 12 weeks for fathers, in order to encourage early bonding between father and child, with a long-term goal of enhancing equality between the sexes—also contributes to this feeling of being protected by something larger than yourself, of living within a system that cares.”
These countries trust their governments more than Americans do. They have greater freedom to control their life choices and have more social support in health care, education and such. Plus the populations in the happier countries live longer.
America’s system has a big focus on boosting economic growth but its social issues like community relationships, wealth distribution, and the education system have been ignored.
A feeling of distrust of the government, big business, health care, law enforcement, education has grown among everyday Americans. A skepticism has been brewing for decades based on a feeling that the rich—and only the rich—are getting richer.
The problem is that only the wealthiest Americans are getting ahead and only those with influence are able to make their voices heard.
Most Americans feel ignored, left out, out of control and used by the establishment.
Fortunately, as the global economy has emerged and new technology has become available to everyone, we as individuals can create our own environment that we can control, when we are willing to risk making changes.
America’s evolution is beyond our control, but this evolution does not have to control us. America can be a great place for us as individuals, even if the establishment is not fair, nor great.
The path to happiness is change and the key to change is the ability to try and try again.
Merri’s and my secret to happiness has been a personal anchor of value.
The anchor of value is the ultimate form of fairness. Society, politics, business, law, all the stuff around us, can cheat… but they cannot deceive value.
In 2015, as part of our 50th year anniversary I was interviewed on an investment webinar and the moderator asked me this question:
There are a lot of real estate investors who have been successful buying, selling and holding real estate in their own backyards. A few have been successful investing in 2-3 markets in the USA.
But it is rare to find a successful real estate investor who has been investing in real estate all over the world.
And even more rare to find a real estate investor who has been successfully investing all over the world for FIFTY (50) years!
You are that guy! What’s the secret?
Though I created this anchor in the 1960s it has helped me invest in real estate, stocks, bonds and business around the world to this day.
The philosophy behind this strategy and tactics can be used to create your own anchor for investing in shares, bonds, currencies, commodities or frankly anything, as well as real estate.
Let’s look at value first. The anchor helps me understand that I am investing for profit, not to be right.
Based on the “profit rather than pride” principle there are two (and only two) reasons why we invest in real estate. To rent for income or to resell the property for more than we had invested.
Based on this reasoning, there are three ways to spot value in residential property.
#1: The first way to spot value is based on how much NET income can the property generate after taxes, insurance, maintenance and management costs.
#2: The second method is based on relative comparables. Calculate how much similar properties in the area are selling for. Also find out how much similar properties in other areas are selling for.
#3: The third method is to calculate how much a property would cost to replace with new construction.
What is the anchor?
We can build an understanding of residential value by understanding the monthly mortgage payment or rent a buyer or renter can pay. In the USA, for example, the typical bank limit on monthly mortgage payments is about 28 percent of your gross monthly income. Banks generally will let a borrower devote up to 28 percent of their household income in a mortgage payment and expenses (including taxes, insurance and HOA dues).
If there are many families in an area who earn an average of $4,000 a month, then this will be a good market for rentals at $1,000 a month.
This simple formula provides a basis from which all dependable value can be measured. This is the science of the valuation.
Using this approach, years ago, Merri and I have been able to spot dozens of contrasts, distortions & trends in real estate value, everywhere.
An added factor to add into the mix is appeal. You could call appeal the art of the valuation.
Sometimes an investment can be a really good value, but a hard sell. The best investments are underpinned by appealing good value products and services.
Investing in what you know (and enjoy) helps you understand appeal and makes it easier to mesh the art and the science of valuation.
For example, Merri’s and my background have a lot in common. Merri’s formative years were in Georgia and mine in Oregon. There were many differences between these states. Yet as baby boomers we have much in common. We saw the same shows on TV, Howdy Doody, the Cisco Kid, Ed Sullivan, Gunsmoke. Roy Rogers, etc. We read the same books in school such as the Bridge over San Luis Rey, the Red Badge of Courage. We saw the same movies, heard the same radio , listened to the same Golden Oldies, read the same news, the same magazines, so it is not surprising that our tastes are pretty much the same.
The fact we are NOT special gives us the ability to understand appeal. There are 60 million baby boomers who have that same background. This gives us confidence that if we like a house, others will like it as well. This gives us good judgement (from an investing point of view) when it comes to appeal.
Our strategy is to buy houses that appeal to us which have a reasonable potential to return a decent income (and likely appreciate) based on rent in the $1000 a month range.
For example, we recently looked at a nice house just offered and with access to a wonderful lake, 2 bedroom, 2 bathroom, in very good shape with an asking price of $169,000. The house fit the $1,000 profile and because it had a very nice guest cottage as well, meant we could likely charge $1,200 a month rent. Merri and I looked the place over and felt just fine offering $140,000, knowing we could go up to $145,000.
How did we come to such a price?
The math worked like this. The house will rent for $1,200 a month. The rental market is strong and at this price it will rent quickly. That creates an income of $14,400 a year. Our target ratio of price to rent is 10%. We want a 10% cash flow, so $14,400 a year rent justifies a $14,400 price.
First, the area where we are buying is in a bit of a bubble. Prices have started to rise beyond a reasonable expectation of return. We did not think the house would rent for $1,300 or $1,400 a month so we were not willing to rise to the $169,000 price.
We did not get that house. In fact this was the fifth house in a row on which we were outbid. Because faith is vital to successful investing, we need to stick to our strategy, and our strategy is based around that 10% cash flow. That percentage is sufficient to give us a reasonable return on our investment.
Just because others are paying too much for real estate, or anything, does not mean we should join the party!
Anchors of value help us remain logical so we don’t invest in trends that are turning into bubbles. They help us avoid giving back profits because we stayed in a trend for too long.
For example, my real estate anchor of value first created in Portland, Oregon in the 1960s helped me successfully understand good real estate trends in Hong Kong, Fiji and London, then the Isle of Man, Naples, Dominican Republic and Ecuador and eventually led Merri and me to invest in Smalltown USA in Mount Dora, Florida.
Real estate has always been in our blood. I do not know why but by the age 21, I had already built a $2,000 windfall into seven duplexes and a house on 14th Ave (mortgaged then to the hilt) in the small town of Gresham, Oregon. I could have continued to buy, sell and rent real estate in Oregon but the wanderlust bug bit me and when I was offered a job to sell mutual funds in Hong Kong, I began to travel throughout Asia.
Owning those duplexes and that house left me with an anchor of value. I understood rents (at that time the 1960s) from $125 in Smalltown USA to $250 a month in cities.
When I arrived in Hong Kong in 1968 real estate rentals were about the same as in downtown Portland.
Fear had created good value in Hong Kong. In 1968 there were communist riots and bombs being set off in the streets. The first day I arrived a motorcycle policeman had his leg blown off by a terrorist bomb. The Chinese army was massed on the border and there were continual talks about an invasion. Hong Kong businessmen were fleeing. Real estate was literally being given away.
Life went on. We all figured out the fastest route to the British and American war ships in the harbor for a quick exit in case the Chinese decided to invade. We watched out for boxes in the street that could be bombs. Then we just got busy with life, working and earning so we could pay our rent.
I rented a huge apartment on Shouson Hill Road overlooking the ocean and the village of Aberdeen. The owner wanted to sell this block of apartments but I had no money or experience then. He was so desperate that he made a deal. Instead of paying him $250 a month rent I invested $250 into mutual funds for him.
Then in 1970 the company I worked for sent me to London to spend a year at its headquarters developing a European sales training program. I rented a nice house near Golders Green tube station on Finchley Road. The rent was the equivalent of $250 a month.
In 1971 I was moved to work in San Francisco and I purchased a home in Petaluma, California.
I bought this house in Petaluma California for $33,000 and assumed a 5% GI mortgage. Payments were about $175 a month
In 1972 I returned and worked in Hong Kong for another four years.
The early 1970s was a time of serious inflation. During that time I watched the prices and rents of real estate at the duplexes in Gresham, the house in Petaluma, and especially in Hong Kong rise… a lot!
In 1976, when I moved from Hong Kong back to London and noticed that London real estate was priced about the same as it had been in 1970. This puzzled me. Why had London property prices remained flat despite inflation?
On investigation, I learned that there had been a huge real estate crash in 1970 continued to distort and dampen real estate prices six years later despite the rampant global inflation. The British pound had also collapsed dropping 35% versus the U.S. dollar from 2.4 dollars per pound to a new all time low of 1.52 dollars per pound and at one point hit a low of one dollar per pound. To my way of thinking, London houses, which I thought were already very cheap by world standards, just became 35% cheaper.
The house in Bedford Park
I could not resist and began property shopping and eventually bought a five bedroom house in Bedford Park in West London. I made a 10,000 pound down payment and took a 25,000 pound loan to meet the 35,000 pound asking price.
First, I was right. London property had been under priced. I was able to sell the house four years later for 115,000 Pounds. I made a profit of 80,000 pounds. But the currency change helped enormously too. The pound had risen to over 2.2 dollars per pound. My 80,000 pound profit was now worth $215,000.
I was willing to make this purchase because I could rely on a mental anchor of value… a residential property that a working person could rent in the $250 a month range. I was investing in what I knew and was comfortable with.
Manx real estate came next. In the 1980s I had an offshore corporate formation business and noticed that Isle of Man overseas companies were as good as Jersey and Guernsey structures, but cost less than half. This led me to believe that the Isle of Man would increase in popularity as a financial center. While visiting, Merri and I discovered that a long depression had forced over 2,000 properties onto the Island real estate market (population was only 60,000). We began taking real estate buying tours to the Isle of Man because rents and house prices were so low. Some delegates purchased remodeled beach front condos for $12,000.
Then while conducting a seminar in Florida, we saw that real estate in Naples, Florida was much less expensive than on the East Coast of Florida. Rents in Miami and Ft. Lauderdale seemed really high to us, but Naples prices were much lower. Merri had been living in Naples for some time and found a wonderful old large house just off the beach. We bought it for a song (compared to the price we sold it for!)
Naples prices skyrocketed while we were living there and in 1995 we visited Ecuador. Merri and I saw Ecuadorian beach front lots that would cost two million dollars in Naples that were selling for $5,000. We saw we could buy a house on Ecuador’s beach for a price that we understood and were comfortable with.
A hotel we purchased in Ecuador
By 2009 Ecuador prices has skyrocketed and Florida real estate faltered. We began selling out our Ecuador real estate and buying again in Florida.
In Florida we saw great rental value. We also wanted to live closer to our children and grandchildren. We knew that studies had shown that 80% of adults 45 and older believe it is important to live near their children and grandchildren. Those 60 million people, just like us, were thinking differently about where they would buy and/or rent a home.
We selected Mt. Dora as a small town to buy rental real estate for numerous reasons, but the first feature was its proximity to our daughter and grandson.
I can look back through this 50 year travel and real estate adventure and see that my decisions and investments have all been linked to that original anchor of value.
We live in a turbulent world and can expect rapid change, hidden agendas, huge shifts in communication. When we are caught in the currents of such rapid shifts, our anchors of value can help us remain steady, secure and happy!
In 2016 I prepared a report, “Live Anywhere – Earn Everywhere” that turned out to be a perfect guide through the pandemic. Readers who followed the advice are already cashing in because real estate in Mt Dora and Ashe county North Carolina is super hot! But the growth in these places is just starting, so the report is even more relevant now. Read about it below.
How to Live Easy in a Harried WorldStress is a dangerous obstacles almost all positive achievement in education as well as maintaining health and wealth.
Prolonged exposure to stress is the # 1 root of death and disease in our modern society. Stress can ruin your health and wealth… in many ways.
Daily stress has been magnified because we no control, no way out of the current global political and economic mess. The news makes current problems feel like things are getting worse.
This downwards spiral leads to health problems, heart disease, hypertension, impaired immune function, infertility, and mental illness.
The health problems lead to economic problems from loss of income, poor investment decisions and high disease management costs.
Yet there is a way back. You can dramatically reduce stress even if you live in an anxious world.
I was reminded of this once when I made a horrible mistake.
The supposed error? Letting my mind wander six decades back to an hour I spent with a girl.
The girl was pretty and blond. Terry was her name. My imagination spanned decades returning to my Oregon roots seeing her as if she were there.
We were 11 or 12 and had known each other since we started Rockwood grade school. Just buddies, our non-romantic friendship lasted 12 years, from first grade till high school’s end. Then she went off to Pepperdine College in California. I started traveling the world. Never saw her again. I hope her life has gone well. But until that reflection I’d never thought much of Terry in so many years.
What could have been the tragic error was letting that memory touch my heart. Two kids, walking on a crisp, Pacific Northwest autumnal afternoon.
We walked down a sun filled, pine needle covered, dirt path. Huge, fat, green Douglas firs lined the road. Traffic was no problem, not many cars. Crossing Stark Street we turned left, hiking three blocks to 182nd. There we passed an old clapboard candy store. I can still hear the wooden sidewalk of that store slap beneath my feet, felt the soggy planks sag and smelled astringent pitch from the fir trees. Then we turned right, up 182nd for about a mile. There was Terry’s house.
I carried on, walking through a big field, waist high grass turned straw brown by an early frost. There were dozens of paths made by who knows what. Animals perhaps or countless generations of other kids walking home alone from school. I chose one following it to another wood of tall, rough-barked fir. Crossing one more field, I climbed a rock wall, struggled through a barbed wire fence (my Mom hated that fence ripping my jeans). I was home!
Sweet simplicity, that dream. Two kids holding hands, walking on a dirt trail under a crisp, but blue, sunny sky. Pure innocence.
My tragic error was looking back. I returned to Rockwood, Oregon with my wife Merri and my kids to show them this part of their roots. Following the route, Terry and I had walked were the candy store, grange hall, old wooden buildings and their home spun honesty and charm.
Instead we found six lanes of fast, frantic traffic and road rage. McDonalds, KFC, strip shopping centers. The car radio blared warnings of local gangs and drive-by-shootings.
Beauty, innocence, sweet simplicity, replaced by drive ins and drive bys. Gangs and drive-by shootings replacing a tender walk in the sun.
Good bye memories, good bye.
How can our kids walk in places like this? How can we return to those old feeling of security and comfort?
How can any of us possibly keep pace in this world that’s moving so fast?
Then something inside snapped.
“There has to be an answer for honest, hard working folks to enjoy the wonderful opportunities of today and regain what we’ve lost over the past forty years”, I swore to myself.
How can we keep up, without having such a fast paced life we turn into machines? Where do we find time for God, family, charity, and our friends? How can we rediscover those sun filled, pine needle covered, dirt paths we want to walk?
“There has to be places that are still innocent and pure”, I thought. “There has to be a way of life that does not pound us with stress”.
This thinking led me to begin reviewing the thousands of economic and business experiences I have shared with readers over the decades.
This started a search for a simpler way of life and a better place to earn and protect our wealth.
By digging, asking and observing, traveling and talking to investors and investment managers all over the world I found that there are true paths to real security in the here and now. That knowledge helped me develop courses on how to have natural health, everlasting wealth and purposeful investments.
This knowledge helped Merri and me invest in stocks and real estate all over the world. It helped us find and develop our farms in North Carolina and Florida into sanctuaries.
That almost error led us to create an entire portfolio of information on how to keep pace, get ahead, enjoy our modern society but, to enjoy life wherever you choose without having to move too fast.
This is why I am making a special “Let’s get our lives back” offer.
“What would you think in the last 30 seconds of your life if you were the richest man in the world but were unhappy?”
Without comfort, no matter how much money a person has, they are more likely to lose it or kill themselves with stress from worry.
Hope springs eternal and it should. One of the key themes in my first book, Passport to International Profit, (published in the 1970s) was “The Sun Always Shines Somewhere”. This thought has been in and remains a foundation of everything I do.
Sometimes this sunshine is hard to see because the press always focuses on doom and gloom. Current news often makes the world seem about to end. We cannot blame the press. Bad news sells. The majority seem to want to worry instead of learn about all that’s good. This does not make doom and gloom right. This is why the majority are also the rich portion of the population, but bad news is an economic fact for the press.
Yet despite all the negative headlines, we have lived through the Cold War and MAD, Y2K, GridX II, the Peak Oil Crisis, the recession of the 1970s, 1980s 2007, etc. etc. etc. Chicken Little is always out there, selling the falling sky. Don’t buy into this story!
History suggests that there will always be opportunity. The sun always shines somewhere.
Brexit, global warming, China trade wars, a slowing economy and the American political process are examples of how the press gravitates to negative news. The press make anything and just about everything seem negative. This can blind us to the positive realities ahead, if we let it.
Expect that the world will remain standing and look for opportunity instead!
Our wealth and economic opportunity is pushed by supply and demand. We are part of a growing global population. New technology makes more people, as a whole, more productive every day. The world has increasingly larger markets creating more supply in increasingly efficient ways.
This reality increases everyone’s wealth. Yes there is a lot of bad news in many places. There is inequality. There is crime. There is war and hate and injustice. Despite these negatives there is even more that is positive. Opportunity grows.
There is a way you can tap into and use every bit of the good news.
Join the top 3 percent of intelligent people in the world.
Become more independent and relaxed by becoming smarter.
A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.
IQ can predict the emotional ups and downs of life. The research found that the lower the IQ, the more stress and higher the ups and downs in life satisfaction. The differences were not due to education, income, or jobs either, but simply IQ.
Delegates at a Super Thinking course overcoming stress while relaxing in their secret rose garden.
Free yourself by becoming smarter, healthier, happier… in just weeks… hearing a relaxation session that takes you into your secret rose garden.
Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.
Listen… just 18 minutes day. We guarantee your life will be better.
Inflate Your IQ.
When it comes to money… inflation is cheating.
That’s bad for you.
When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.
Monetary inflation is a sneaky government and business trick.
What cost a dollar in 1965 can easily cost $15 now.
They promise you more.
They devalue the currency so you get more dollars that buy less. They can rip off your salary, your pension…raise insurance, almost everything.
And they make you work harder… longer… for less.
Whittle, whittle, whittle. Push, push, push. That’s what monetary inflation does to you.
Fight back… overcome the inflation trick. Inflate your IQ as you relax.
Gain more than IQ.
Be smarter… more energetic…. healthier… more relaxed.
That’s the way to get ahead!
Create more income opportunity. Reduce stress. Improve your health. Be naturally smarter… use Super Thinking.
You can improve your IQ in just weeks.
You might well ask… How is this possible?
Here’s how the scientists say it is possible.
A Wall Street Journal article entitled “Ways to Inflate Your IQ”(1) show how you can be smarter and actually add matter to your brain. The article says:
Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.
Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.
Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.
British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later. 9% of the students showed a significant change of 15 points or more in IQ scores.
The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age.
MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.
There are practical steps people can take to see longer-term IQ changes. New tasks stimulate the brain most. Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.
Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.
Music lessons are linked to higher IQ throughout life. Six years’ lessons lifted children’s IQ scores an average 7.5 points.
Improve the brain through music… without lessons.
Here’s the Super Thinking story…
The educational program Merri and I developed uses a form of brain wave integration that increases IQ.
Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated. The music creates the three C’s: Calm, Clarity and Coherence.
This Super Thinking program is not a gimmick or trick… just advanced education.
Certain types of Baroque music are the base, and they make you smarter!
At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”, “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.
This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons. An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.
Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.
Our Super Thinking workshop enhanced this system with numerous other tactics.
We added slight alterations in nutrition that create a higher IQ. Altered nutritional tips in Super Thinking can make anyone 25% smarter!
Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.
Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.
Here’s a huge bonus. Super Thinking also relieves stress. Super Thinking is fun.
You can use a Super Thinking focus in everything: health… earning… education… investing.
Super Thinking works on the learner first…the data second. This system “grows the learner” rather than the information.
If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information. The answer is create a six inch IQ pipe!
Share our years of experience.
For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain). Our Super Thinking Workshop has been one of the most profound. Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.
The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing. Athletes of all types… golfing being one common sport benefit. Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.
For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.
She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range. My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”
Super thinking can improve almost anything you do… faster, better, more fun and with less stress.
Another attendee to the Super Thinking Workshop sent this note.
Thank you for the wonderful workshop on Super Learning + Spanish! I really enjoyed the workshop and getting to know you. I can see several ways to apply what I learned in the classes I teach.
Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes. I am also reading Perfect Health by Deepak Chopra. I found your discussion of this book to be very helpful in showing how to balance one’s life. I have adjusted my daily schedule, and I can already notice a difference in my productivity.
Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.
However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.
That’s why we have created the workshop in electronic form. Get Super Thinking online for less than fifty bucks.
Relax in the Secret Rose Garden.
The workshop is divided into two parts. Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use. We have kept this portion short and simple so you can easily start immediately.
Part two is a longer portion on theory.
Part one is enough.
Super Thinking is like jogging… giving results if you simply do it!
You do not have to know why Super Thinking works to increase your IQ. But Part Two explains why you are getting the good results from Part One, if you want to know.
You might ask…”Will it work for me”?
The Super Thinking Workshop will help increase your IQ.
I guarantee it. Order the Super Thinking Workshop. Use it for two months. If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.
Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me, I am at a point in my life now where I can say, “anything is possible”. I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted. I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow. Thank you again for a wonderful four days!!
Inflation is a cheat… a crime when it comes to money. Inflating your IQ to beat inflation is simple good sense. Learn Super Thinking now with no risk. Begin to increase your intelligence today.
(1) Read Wall Street Journal article Ways to Inflate Your IQ