Statistics, we are told, say we are not experiencing much inflation in the USA. My grocery bill tells a different story.
It appears that Santa agrees with me.
Every year PNC Financial Services does a review of the cost of the “12 Days of Christmas’ (1).
The 2020 review tells “Two Tales of Christmas”.
The first story is of inflation. The cost of 12 drummers drumming, 22 pipers piping, 30 lords-a-leaping, 36 ladies dancing, 40 maids-a-milking, 42 swans-a-swimming, 42 geese-a-laying, 40 gold rings, 36 calling birds, 30 French hens, 22 turtle doves, and 12 partridges in pear trees is rising fast.
This year, 2020, the true cost of all this in this Christmas song is $105, 561.80.
This appears to be just a little more then the $101,119 of all the gifts that I reported at this site ten years ago in 2010.
“A slight increase in 10 years isn’t bad”, we might think.
This statistic would make it seem that there is not much inflation, which shows how numbers can mislead if we do not have all the facts.
The second tale is how change affects the statistics because the 2020 cost is actually 38% less than in 2019.
There is deflation in the 2020 cost because COVID-19 has caused the curtain to drop on most live performances. The nine Ladies Dancing will not have to dash through the snow to entertain in-person. The best could be hoped for would be virtual performances.
The PNC site says: TEN LORDS-A-LEAPING
Not Available in 2020
ELEVEN PIPERS PIPING
Not Available in 2020
While you may catch a tune from an online performer, you’re unlikely to hear a peep in person from the Pipers this holiday season. With the pandemic triggering the shutdown of most performance-based industries,
TWELVE DRUMMERS DRUMMING
Not Available in 2020
A chart at the PNC site shows that inflation has doubled the price of these gifts since 1984 up to 2019, In 2020 you simply cannot get all the gifts.
In short we are in an era of stagflation, when economic expansion is dropping but prices are rising.
Interest rates are near zero. This enhances the problem because lowering interest rates is the normal way to stimulate an economy.
There are five ways to beat stagflation.
#1: Move to a lifestyle of lower cost living. In 2010, I recommended Ecuador or Smalltown USA. Both still make sense.
#2: Invest in high value and emerging equities.
#3: Invest in high value real estate.
#4: Invest in precious metals and commodities.
#5: Invest in your own funky micro business. Earn more than the loss of your money’s purchasing power.
This is a holiday season that celebrates release from the old and embracing the new. 2020 has certainly shown us change which means that a new cycle of opportunities is at hand. Release what has passed for new birth.
What an appropriate reminder in this season… in this nation and in our global society and for us opersonally. Life is change. Change brings mourning for that lost and joy for the new wonders that lay ahead.
Merri and I send you our best wishes for joy and new wonders in this holiday season.
How to Live Easy in a Harried WorldStress is a dangerous obstacles almost all positive achievement in education as well as maintaining health and wealth.
Prolonged exposure to stress is the # 1 root of death and disease in our modern society. Stress can ruin your health and wealth… in many ways.
Daily stress has been magnified because we no control, no way out of the current global political and economic mess. The news makes current problems feel like things are getting worse.
This downwards spiral leads to health problems, heart disease, hypertension, impaired immune function, infertility, and mental illness.
The health problems lead to economic problems from loss of income, poor investment decisions and high disease management costs.
Yet there is a way back. You can dramatically reduce stress even if you live in an anxious world.
I was reminded of this once when I made a horrible mistake.
The supposed error? Letting my mind wander six decades back to an hour I spent with a girl.
The girl was pretty and blond. Terry was her name. My imagination spanned decades returning to my Oregon roots seeing her as if she were there.
We were 11 or 12 and had known each other since we started Rockwood grade school. Just buddies, our non-romantic friendship lasted 12 years, from first grade till high school’s end. Then she went off to Pepperdine College in California. I started traveling the world. Never saw her again. I hope her life has gone well. But until that reflection I’d never thought much of Terry in so many years.
What could have been the tragic error was letting that memory touch my heart. Two kids, walking on a crisp, Pacific Northwest autumnal afternoon.
We walked down a sun filled, pine needle covered, dirt path. Huge, fat, green Douglas firs lined the road. Traffic was no problem, not many cars. Crossing Stark Street we turned left, hiking three blocks to 182nd. There we passed an old clapboard candy store. I can still hear the wooden sidewalk of that store slap beneath my feet, felt the soggy planks sag and smelled astringent pitch from the fir trees. Then we turned right, up 182nd for about a mile. There was Terry’s house.
I carried on, walking through a big field, waist high grass turned straw brown by an early frost. There were dozens of paths made by who knows what. Animals perhaps or countless generations of other kids walking home alone from school. I chose one following it to another wood of tall, rough-barked fir. Crossing one more field, I climbed a rock wall, struggled through a barbed wire fence (my Mom hated that fence ripping my jeans). I was home!
Sweet simplicity, that dream. Two kids holding hands, walking on a dirt trail under a crisp, but blue, sunny sky. Pure innocence.
My tragic error was looking back. I returned to Rockwood, Oregon with my wife Merri and my kids to show them this part of their roots. Following the route, Terry and I had walked were the candy store, grange hall, old wooden buildings and their home spun honesty and charm.
Instead we found six lanes of fast, frantic traffic and road rage. McDonalds, KFC, strip shopping centers. The car radio blared warnings of local gangs and drive-by-shootings.
Beauty, innocence, sweet simplicity, replaced by drive ins and drive bys. Gangs and drive-by shootings replacing a tender walk in the sun.
Good bye memories, good bye.
How can our kids walk in places like this? How can we return to those old feeling of security and comfort?
How can any of us possibly keep pace in this world that’s moving so fast?
Then something inside snapped.
“There has to be an answer for honest, hard working folks to enjoy the wonderful opportunities of today and regain what we’ve lost over the past forty years”, I swore to myself.
How can we keep up, without having such a fast paced life we turn into machines? Where do we find time for God, family, charity, and our friends? How can we rediscover those sun filled, pine needle covered, dirt paths we want to walk?
“There has to be places that are still innocent and pure”, I thought. “There has to be a way of life that does not pound us with stress”.
This thinking led me to begin reviewing the thousands of economic and business experiences I have shared with readers over the decades.
This started a search for a simpler way of life and a better place to earn and protect our wealth.
By digging, asking and observing, traveling and talking to investors and investment managers all over the world I found that there are true paths to real security in the here and now. That knowledge helped me develop courses on how to have natural health, everlasting wealth and purposeful investments.
This knowledge helped Merri and me invest in stocks and real estate all over the world. It helped us find and develop our farms in North Carolina and Florida into sanctuaries.
That almost error led us to create an entire portfolio of information on how to keep pace, get ahead, enjoy our modern society but, to enjoy life wherever you choose without having to move too fast.
This is why I am making a special “Let’s get our lives back” offer.
“What would you think in the last 30 seconds of your life if you were the richest man in the world but were unhappy?”
Without comfort, no matter how much money a person has, they are more likely to lose it or kill themselves with stress from worry.
Hope springs eternal and it should. One of the key themes in my first book, Passport to International Profit, (published in the 1970s) was “The Sun Always Shines Somewhere”. This thought has been in and remains a foundation of everything I do.
Sometimes this sunshine is hard to see because the press always focuses on doom and gloom. Current news often makes the world seem about to end. We cannot blame the press. Bad news sells. The majority seem to want to worry instead of learn about all that’s good. This does not make doom and gloom right. This is why the majority are also the rich portion of the population, but bad news is an economic fact for the press.
Yet despite all the negative headlines, we have lived through the Cold War and MAD, Y2K, GridX II, the Peak Oil Crisis, the recession of the 1970s, 1980s 2007, etc. etc. etc. Chicken Little is always out there, selling the falling sky. Don’t buy into this story!
History suggests that there will always be opportunity. The sun always shines somewhere.
Brexit, global warming, China trade wars, a slowing economy and the American political process are examples of how the press gravitates to negative news. The press make anything and just about everything seem negative. This can blind us to the positive realities ahead, if we let it.
Expect that the world will remain standing and look for opportunity instead!
Our wealth and economic opportunity is pushed by supply and demand. We are part of a growing global population. New technology makes more people, as a whole, more productive every day. The world has increasingly larger markets creating more supply in increasingly efficient ways.
This reality increases everyone’s wealth. Yes there is a lot of bad news in many places. There is inequality. There is crime. There is war and hate and injustice. Despite these negatives there is even more that is positive. Opportunity grows.
There is a way you can tap into and use every bit of the good news.
Join the top 3 percent of intelligent people in the world.
Become more independent and relaxed by becoming smarter.
A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.
IQ can predict the emotional ups and downs of life. The research found that the lower the IQ, the more stress and higher the ups and downs in life satisfaction. The differences were not due to education, income, or jobs either, but simply IQ.
Delegates at a Super Thinking course overcoming stress while relaxing in their secret rose garden.
Free yourself by becoming smarter, healthier, happier… in just weeks… hearing a relaxation session that takes you into your secret rose garden.
Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.
Listen… just 18 minutes day. We guarantee your life will be better.
Inflate Your IQ.
When it comes to money… inflation is cheating.
That’s bad for you.
When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.
Monetary inflation is a sneaky government and business trick.
What cost a dollar in 1965 can easily cost $15 now.
They promise you more.
They devalue the currency so you get more dollars that buy less. They can rip off your salary, your pension…raise insurance, almost everything.
And they make you work harder… longer… for less.
Whittle, whittle, whittle. Push, push, push. That’s what monetary inflation does to you.
Fight back… overcome the inflation trick. Inflate your IQ as you relax.
Gain more than IQ.
Be smarter… more energetic…. healthier… more relaxed.
That’s the way to get ahead!
Create more income opportunity. Reduce stress. Improve your health. Be naturally smarter… use Super Thinking.
You can improve your IQ in just weeks.
You might well ask… How is this possible?
Here’s how the scientists say it is possible.
A Wall Street Journal article entitled “Ways to Inflate Your IQ”(1) show how you can be smarter and actually add matter to your brain. The article says:
Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.
Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.
Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.
British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later. 9% of the students showed a significant change of 15 points or more in IQ scores.
The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age.
MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.
There are practical steps people can take to see longer-term IQ changes. New tasks stimulate the brain most. Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.
Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.
Music lessons are linked to higher IQ throughout life. Six years’ lessons lifted children’s IQ scores an average 7.5 points.
Improve the brain through music… without lessons.
Here’s the Super Thinking story…
The educational program Merri and I developed uses a form of brain wave integration that increases IQ.
Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated. The music creates the three C’s: Calm, Clarity and Coherence.
This Super Thinking program is not a gimmick or trick… just advanced education.
Certain types of Baroque music are the base, and they make you smarter!
At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”, “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.
This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons. An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.
Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.
Our Super Thinking workshop enhanced this system with numerous other tactics.
We added slight alterations in nutrition that create a higher IQ. Altered nutritional tips in Super Thinking can make anyone 25% smarter!
Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.
Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.
Here’s a huge bonus. Super Thinking also relieves stress. Super Thinking is fun.
You can use a Super Thinking focus in everything: health… earning… education… investing.
Super Thinking works on the learner first…the data second. This system “grows the learner” rather than the information.
If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information. The answer is create a six inch IQ pipe!
Share our years of experience.
For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain). Our Super Thinking Workshop has been one of the most profound. Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.
The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing. Athletes of all types… golfing being one common sport benefit. Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.
For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.
She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range. My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”
Super thinking can improve almost anything you do… faster, better, more fun and with less stress.
Another attendee to the Super Thinking Workshop sent this note.
Thank you for the wonderful workshop on Super Learning + Spanish! I really enjoyed the workshop and getting to know you. I can see several ways to apply what I learned in the classes I teach.
Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes. I am also reading Perfect Health by Deepak Chopra. I found your discussion of this book to be very helpful in showing how to balance one’s life. I have adjusted my daily schedule, and I can already notice a difference in my productivity.
Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.
However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.
That’s why we have created the workshop in electronic form. Get Super Thinking online for less than fifty bucks.
Relax in the Secret Rose Garden.
The workshop is divided into two parts. Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use. We have kept this portion short and simple so you can easily start immediately.
Part two is a longer portion on theory.
Part one is enough.
Super Thinking is like jogging… giving results if you simply do it!
You do not have to know why Super Thinking works to increase your IQ. But Part Two explains why you are getting the good results from Part One, if you want to know.
You might ask…”Will it work for me”?
The Super Thinking Workshop will help increase your IQ.
I guarantee it. Order the Super Thinking Workshop. Use it for two months. If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.
Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me, I am at a point in my life now where I can say, “anything is possible”. I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted. I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow. Thank you again for a wonderful four days!!
Inflation is a cheat… a crime when it comes to money. Inflating your IQ to beat inflation is simple good sense. Learn Super Thinking now with no risk. Begin to increase your intelligence today.
(1) Read Wall Street Journal article Ways to Inflate Your IQ