Debt is a problem. Like so many commercial successes debt plays on the human frailty that succumbs to a need for immediate gratification. Alcohol, tobacco, drugs, junk food, debt. They all play the same message to the brain, “get your happiness here, NOW”.
That’s how it’s always been and its’ doubtful that we can make it change.
Debt distorts the long term interests of society as it encourages wealth inequality and separates communities into “haves and have-nots”. Fulfillment is turned upside down. The haves (those with debt created by consumption) slide to the bottom of the wealth hierarchy. Borrowers become have-nots (no wealth).
This social problem creates child labor in some countries… such as Cambodia.
Image from article “Harsh Regime of Child Labor, Debt Bondage Exposed in Cambodian Brick Factories” (1).
In other countries, such as the US, the bondage is more subtle and sophisticated. Student loans are a prime example.
I don’t like debt at any level, but more people have it or need it than not. This creates opportunity.
In my case, I use my debt freedom to own good value real estate. I can make cash offers because I don’t have debt. My offers may be low, but I often get the property even though a competitor offers more. That’s because I offer to buy… NOW… no waiting for a loan while others make offers contingent on getting finance.
The price I offer is not good… but it’s a bird in hand… available right now.
Recently a reader sent me a note that began: Hi Gary, I’m a (mostly) real estate investor in Pittsburgh Pa. I’ve been receiving you writings for years and truly enjoy them. I speak with other investors around the country and all know of you.
Reading that comment was surprising… that so many investors know me, but I was happy to read it.
The embedded quotes below the reader’s note though were more important to me.
“Rather go to Bed without Dinner than Rise with Debt” – Ben Franklin
“Happiness is not in the mere Possession of money, It lies in the Joy of Achievement and in the Thrill of Creative Effort” – Franklin Roosevelt
“The Constitution only gives people the Right to Pursue Happiness. You Have to Catch it YOURSELF!” — Ben Franklin
Today’s socio-economic system enslaves people with debt before they are capable of understanding its burden. The heaviness of monthly payments forces people to work at earning instead of achieving.
A recent article at usatoday.com, “Millennial money why young adults still need support” (2) shows how the debt trap captures 80% of America’s youth.
The article says: Millennials still lean on parents for money but want financial independence, survey says
Most millennials define adulthood as being on their own financially, but the majority still depend on Mom and Dad for money, even in into 30s, according to a new Merrill Lynch/Age Wave survey given exclusively to USA TODAY.
The biggest reason for the dependence is the debt burden these young adults carry, Sabbia said. For 3 out of 5 of them, being debt-free is the key to financial success.
Four out of five early-adult households carry debt, usually education loans or credit card balances, according to the Survey of Consumer Finances. The average loan balance for those graduating with student debt is $36,888, or a $371 monthly payment over 10 years, according to Age Wave calculations.
The older population are supporting the younger. Society should have an opposite situation with healthy, productive and wealthy youth, earning growing amounts of income, to help support an elder population.
A Wall Street Journal article “Social security trust fund to be depleted in 2035” (3) shows how this is a problem.
Social Security’s costs are expected to exceed its income in 2020 for the first time since 1982, forcing the program to dip into its nearly $3 trillion trust fund to cover benefits.
The new projection, released Monday by the trustees of Social Security and Medicare, is rosier than one made in their 2018 annual report, which anticipated the program would run in the red by the end of last year.
The improved forecast stems in part from the health of the labor market, which has boosted workers’ paychecks and fueled higher tax revenue. But the programs’ unsustainable long-term outlook is little changed from last year.
By 2035, the trust funds for both programs will be depleted, and Social Security will no longer be able to pay its full scheduled benefits unless Congress steps in to shore up the program, according to the report. The program’s income comes from tax revenue and interest from its trust fund.
I am not sure any of us can do much to change the system much.
We can do a lot to change ourselves. Act on Franklin Roosevelt’s wisdom… “Happiness is not in the mere Possession of money, It lies in the Joy of Achievement and in the Thrill of Creative Effort”.
Look for fulfilling ways ways to create and achieve wealth.
Turn your passion into profit. Gain your satisfaction from creating and earning… not spending.
Eliminate debt. Don’t acquire more. Live beneath your means. offer value. Invest in value.
Be a joyful earner and value investor. That’s how to gain opportunity from debt.
Live Better and Be Free – 5 Global Earning ExperiencesHere are 5 global income experiences and 7 business secrets that can help you live well and free anywhere despite the economic conditions created by the pandemic.
I began my international business over 50 years ago and have been creating and running international micro businesses since.
During that time my wife, Merri, and I have been able to live, work and earn all over the world. We could be anywhere we wanted because of seven secrets we gained. I share three of these secrets here with you. We have been blessed with global earning experiences that helped us make millions… but were also fun, such as with British Lordships.
See how this one micro business helped us rub elbows with British Royalty.
One of Merri’s businesses that worked with British Royalty was featured in Doonesbury.
Global Earning Experience #1: Lords. One of Merri’s ideas (in the mid 1980s) was to broker British titles to wealthy Americans. We made a ton from that… even gained 15 minutes of fame when Gary Trudeau learned about this business and immortalized it by having B.D. Zonker buy a title!
What fun… profitable, plus stimulating, meeting and working with the Blue Bloods of Britain… visiting their castles… invited to their events and affairs.
Global Earning Experience #2: Lepers. Our micro businesses have been fulfilling as well as fun. Merri started her international business in her 20s (long before she knew me) importing Italian clocks to the USA. This earned so much ($80,000 in the first year) that she created other micro businesses helping orphans in the Yucatan and Haitian lepers (at the Albert Schweitzer Hospital) produce crafts she sold for them in the USA mostly through Lily Pulitzer stores.
This brought excellent income ($80,000 in the 1960s was a lot of cash)… incredible contacts… working with Dr. Larimer and Gwen Mellon who created the Albert Schweitzer Hospital in Haiti… and enormous satisfaction. Merri still cries over 50 years later when she tries to speak of the gratitude of the lepers and her time and life in Haiti.
Plus she gained lessons that allowed her to live and earn… in many places and many ways.
Before I get ahead of myself, may I ask you a question?
Would you enjoy living in two or even more places wherever and whenever you choose? Would you be happier with more freedom, lack of debt, and a life of riches, adventure and fulfillment? Would you be glad to feel confident that you can discover interesting and fun business ideas again and again that not only bring in extra income but also help the poor and improve the environment?
If so then read on… because… Merri and I have led that lifestyle for decades and can show you how to live it too.
The key is to earn from home offices. They are part of a micro business secret and you’ll see why have two home offices (and using two cars in business) can save thousands in taxes.
You can also enjoy such a lifestyle because after years of search, I found business secrets that you can use and enjoy.
Waterfall at our North Carolina Farm. See enjoyable benefits of a micro business in water.
Global Earning Experience #3: Hospitality. Here’s a hotel we owned and operated in Ecuador. Once we sold this hotel we joined the sharing economy and began offering rentals in our North Carolina cabins through AIRBNB and houses in Florida. We became designated super hosts within months and added thousands of extra dollars to our income every month.
Caring is just one example of how to live anywhere and earn, especially now that the pandemic has changed how people vacation.
Having a variety of places to live is part of one of the secrets on how to earn more, have a better life with more fun, adventure and greater freedom.
Global Earning Experience #4: Import-Export. Here I am at our Florida house showing clients how to import.
I was wearing a hand tailored, made to order, high quality wool suit from Ecuador that could be imported into the US for as little as $135 . Plus that Panama hat was made in Ecuador. This is odd but true, all genuine Panama hats are made in Ecuador. We imported Ecuador roses year round as well, all from one of our tax deductible US home office.
The secrets we’ll share below are not about how to buy suits or flowers though. The secrets show ways to make money (while helping others) marketing any type of product or service wherever you are and where you want to be at home or aborad.
Global Earning Experience #5: Green Produce. We have an orange grove and lake at our Florida home and
are among the first to test new organic ways to make citrus farming better for the environment and the consumer. In North Carolina we cultivate Wild American Ginseng as well as aquafarm.
These are just a few of the business experiences that can help you have the freedom to earn globally. They are shared in our emailed correspondence course on how to be a self publisher..
The course teaches a system based on seven secrets so powerful that it creates money for you regardless of where you are: in town, out of the country, traveling or even in places as remote as we live.
These secrets have worked for us in real estate… titles… tours… agriculture… clothing… hospitality… alternative health… spirituality… printing… publishing and art businesses for Merri and me all over the world.
Merri and I have created a special, really simple program so you can “live well and free anywhere”. The course makes it possible for you to enjoy extra income doing something you love. You can gain full or part time and enjoy excellent profits as you have fun and do something good in the world.
My search stumbled on the fact that most millionaires make their money in business. This discovery led to a study of rich businesses, ones that generate everlasting wealth. Here are three of seven secrets we share in our program that we learned and have used in our micro businesses:
Secret #1: They must enjoy the multiple effect. A product once created must produce profits again and again, almost on a never-ending basis. Each investment needs to make huge returns.
Secret #2: They need to be greater than their owner’s time. They must produce income even when the owner doesn’t put in day-to-day effort. You may already be wealthy or earning a high income. You may not even need another business or extra income, but some day you might. One surgeon explained it this way. “I am making a fortune because peoples’ lives are in my hands. Once my hands are no longer steady, my income stops. My entire financial well being will then be in someone else’s hands!”
Secret #3: These money making systems should be enjoyable and fun. Sadly most people make money for the sake of making money. Many spend their lives working, just to have a few precious hours having fun. The most important fact about making and keeping wealth is that those who were richest absolutely love what they were doing. Money is of secondary importance to their effort. And as things are, this means they actually ended up making more money.
These secrets created a fantastic way to make money with my own international micro self publishing business writing about what I love!
You too can have everlasting wealth by turning your passion into profit.
You too can have the freedom to do what you love from any place you like, even operating (actually preferably) from your bedroom, dining room or den if you wish.
What do you love? Rare cars? You can make a fortune creating a business around them. Do you prefer fine art? Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever? Do you prefer social subjects rather than objects?
Are you concerned with the environment or humanitarian problems, with crimes, war or poverty? Would you like to help wipe these social problems out in the course of your business?
Are you a golfer? Do you love to travel? Why not make all kinds of money in a global business related to golf?
Would you like to help the world be a more spiritual place, help people get along better together? You can do something good for the world, increase your income and live wherever you please in the process!
Whatever your passion you can learn how to earn by creating a micro business based on it.
Take fishing, for example.
I am no great aquafarmer, but the numbers and lifestyle our our trout raising business worked on a small scale. We pay about $3.50 a pound to stock the fish, they double, triple, even quadruple in size and we sell them at a local butcher shoppe for a modest profit. This is not a big deal, but does generate income, helps attract guests to stay in our rental cabins, gave us some great trout dinners on our table. Feeding the trout is a thoroughly enjoyable part of my daily labor. I need this to counter balance sitting in front of a computer.
Over a couple of months the fish grow… a lot.
Millions of people love fishing but don’t have a pond. This does not mean they cannot be involved in fishing. Here are just a few of many ways that others have profitably matched this passion with profit.
Two of my friends, John and Lou, grew up near me in the Oregon mountains. They were outdoor adventure types and moved to Canada, where they homesteaded 1,200 acres on a trout-filled lake in mid British Columbia. They built a fishing camp that attracts fisherman from around the world.
Duncan Kinderman on the other hand loved fishing and castles. He bought a castle on the River Tay, a great Scottish salmon river, and offered time shares for fisherman from Britain, Europe and the US.
Another entrepreneur I know was from Montana. His skills were in marketing so he sold fishing trips for fishing camps. He attended rod and gun exhibitions, met owners of these camps and arranged to sell their fishing trips to the US, Argentina and even in Russia to fisherman around the world.
Ralph Kylloe on the other hand loved fishing and photography so he created the book, “Fishing Camps”, which was published by Gibbs Smith publisher. This allowed Ralph to travel across the country enjoying fishing camps as he photographed and wrote.
Steve Ambrose, another friend of ours, had family commitments at home so he set up a bass fishing business in Florida that served Americans, Germans, Canadian, Dutch and Belgians. Later as his children grew, he used his client base to arrange fishing trips in Argentina.
Each of these people had provincial backgrounds and differed in age, situation and skills. Their common link, the love of fishing, led each to a global micro business. Each was able to blend a unique nature and set of skills to develop a global business that surrounded them with fun, like minded fishing souls.
There is such an abundance of opportunity that Merri and I have created this program to help you have your own micro business that can be managed almost anywhere. This program is unique because Merri and I are unique. We started our global business together. Since we’re almost recluses, we decided to do the whole business by ourselves… thus we create micro businesses that do not require large staffs.
We began working at home. Today, though we have tens of thousands of buyers and have made millions, we still work at home on our remote farms and employ only a few people to help.
You’ll learn how to turn advertising dollars into a fortune. You’ll learn how to create your own ads and when to use the internet… search engines… pay per click… classifieds, space ads, direct mail or word of mouth… even flea markets and roadside stands in some cases.
See how to build a PR list and social business network on the World Wide Web to gain thousands of dollars in free publicity. I even share my most secret results on my marketing so you will know why sometimes you sell more units of a product at $49 instead of $29.
Learn how one couple used ads about retirement to supplement their retirement income and received free trips all over the world.
Learn how we have made money over the Internet (specific details, specific experiences, hard earned knowledge over the last 13 years!) With an inexpensive computer you can easily run a business from home and still have tons of time left over – even if you are computer challenged. Merri and I have certainly proven this. We were one of the first to run a successful website and still rank high today even with millions of competitors. The secrets in the course include a step-by-step approach.
Merri and I with our webmaster, David Cross, were leaders in beginning internet micros businesses and have sold millions over the web. You gain ways to earn global income over the net from that experience as well.
Business people or professionals who want to add an extra profit center to their business or who want to change their business entirely will benefit. Those who want more control over their career can profit. Plus those who love global travel and want to turn their trips into profitable tax deductions!
Even older entrepreneurs are taking advantage of technology. One of our friends and clients, Mickey E., was a 72 year old real estate broker, when she began a small global business. With just a computer and internet, she created publications that attracted English real estate buyers. This allowed her to become a top sales person in the biggest real estate firm (selling over a billion dollars of real estate a year) in town. She later used the tactics she learned to move to Ecuador (in here late 70s) and start a micro business there.
This course is also for couples who want their own business or who want to have a business together or a family business.
This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.
Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own micro business. Enjoy and live a life of following your Passion to Profit.
There has never been so many benefits from working at home and self publishing is the perfect at home business.
Learn how to earn extra income from self publishing.
Despite the pandemic, do you crave freedom… and perhaps adventure?
Do you at least desire to get out of the rat race?
Do you want to travel…spend time…live…laugh or love anywhere you choose?
Would you like a low stress life in a, safe, nurturing town in Smalltown USA?
I would like to offer you a streamlined course, “Self Fulfilled – How to Self Publish” at an extreme discount.
The foundation of human society is the ability to communicate ideas through words. Words support a framework of love, hate and desire and all the emotions throbbing through the heartbeat of mankind.
Writing to sell is one of the most powerful forms of marketing and marketing is what we do in every aspect of life… every day.
The heart of all businesses requires marketing. We market ourselves, our business, our thoughts ideas and beliefs all the time. In business, marketing covers strategic planning, product design, packaging, distribution, advertising, public relations, promotions and sales. Marketing is the process by which anything and everything, product, service, idea, person is introduced and promoted. Without marketing, you may be or have something great, but no one knows it.
All marketing begins with writing… whether, a speech, picture, video, movie, advertisement, announcement, banner, jingle, song… the birth place is in the written word.
Why words are better than cash.
You can turn words into cash. Mix in a little wisdom and deliver benefits. The value of honest word’s never deflate. A dollar, decades ago, was worth 15 greenbacks today… or more. Useful, wise words, even hundreds of years aged… are often worth more now.
Take these 153 year old words: “Four score and seven years ago our fathers brought forth on this continent, a new nation, conceived in Liberty, and dedicated to the proposition that all men are created equal.”
Has time diminished the value of these words?
Sometimes Merri’s and my writing led us into incredible adventures.
Here I am with Merri and an Ecuadorian Yatchak deep in the Llanganatis Jungle creating a shamanic tour.
We even built a cabin on a North Carolina creek.
Yet during the pandemic we have been able to continue sitting away from the madding crowd and working in our cabin on Little Horse Creek and at our Florida farm.
There is a possibility that Merri and I know more about writing from home than 99.9% of the people in the world. We have been at this for over 50 years now and thousands have taken our online correspondence course on how to create your own self publishing business.
The course “Self Fulfilled” shows how Merri I and have created riches and a lifestyle beyond our wildest imagination and shares steps you can take to create a profitable and fun business.
This course shares how we have done this… what we did right… what we did wrong… how you can get started and what you can do much better than we have.
To help you start, I have created a special streamlined offer… our course on how to be a self publisher, with all the frills removed, at a 75% discount.
Self Fulfilled is normally $299. Thousands have paid that price. The streamlined course is only $79.
GUARANTEED. Even At This Low Price, We’ll Still Accept All the Risk!
We completely guarantee the program.
Order Self Publishing: Your Complete Business Plan for becoming a self publisher or using words to gain profit and take a full 60 days to put it through its paces. That way you can follow my simple process and start seeing the results for yourself.
If you’re not completely convinced that this information is so powerful that it can help you quickly develop income through writing to sell—all you have to do is let us know and you’ll receive a complete refund of every penny of your investment.
Our publishing business has brought us more wealth, satisfaction, fun and friendship than we ever imagined possible. And now we want to share our knowledge and secrets with anyone who has a desire to experience this way of life.
Whether you are an engineer, doctor, housewife, business owner, or retiree… self-publishing offers a way to make a six- or seven-figure income by turning your passion into profit.
Don’t miss this special opportunity. Order Self Fulfilled How to be a Self Publisher today if you want to cash in on the satisfying, profitable and exciting lifestyle that publishing can bring despite and in fact because of trouble in the world.
The course is so complete Merri and I extend our “no fooling around-complete satisfaction guarantee”.
If you are not fully satisfied in any way, just tell us within 60 days and we’ll send you a 100% full refund with no questions asked.
Self Fulfilled Special $79
Self Publishing 2021 discounted to $79 - using coupon code SELFPUB at checkout to immediately save $220 off the regular price of $299.