A New York Times article “Surging Home Prices Are a Double Edge Sword” tells how home prices rose 11% nationwide over the past two years and are now only around 14% below their 2007 peak. This fact and rising mortgage rates have created housing affordability concerns.
One solution for many Americans will be to buy where prices are lower.
The paid advertisement below gives the view of an American who has moved to Ecuador’s coast and is developing real estate projects there:
Invest in things that are valuable in their own right, not just because someone else says they are valuable. Property prices can fluctuate, but true land value and especially beach front or ocean view land, has ALWAYS held its value and continues to increase. Most of the highly sought after land and properties around the world are located near the water or on the coast.
You should make your selection based on what YOU want to get out of the deal. If you are just looking for somewhere to stick your $ and make a decent return, this could work for you. But, if you want the benefits of owning property in Ecuador ( such as rental income, vacation home, retirement location, as well as a good return on your investment ) AND you want the protection of a secure community… then this will definitely work for you.
We have seen HUGE jumps in value when it comes to our lots and developments. But, the majority of buyers are buying and holding either as a long term investment, to build their dream home and retire to Ecuador, or to build a high quality vacation rental and take advantage of the rental income until they are READY to retire. When you invest on the front end of the growth you stand to reap the greatest rewards and benefits. Think of those that bought land in California in the 1940s, Las Vegas in the 1950s, or Florida in the 1960s, Mexico in the 1970s, and Costa Rica in the 1980s. Yes property values rose throughout the following years, but those that bought early saw the largest increases. There is always a “Risk and Reward” principle at work. Those that take a greater risk, stand to have greater rewards. This is true with real estate. If you buy in earlier, before the community is completed, you get the best pricing.
The return on your investment in Real Estate Property can be an avenue to realize your retirement dreams, either by giving you a great location and manageable economy, or by giving you the return necessary on your investment so you CAN retire. So remember that there are 2 ways that property investments can help you… first, is they give you an affordable location to retire, or second, they earn you income that assists with your retirement.
Whether you will be buying to build and retire or buying as a complete investment with plans to sell, remember that property investments offer the greatest security. Consistent, continued growth is a benchmark of smart money management. I personally bought a house for $90,000 and 3 years later, sold it for $150,000. That is a $60,000 return or $20,000 per year. This will not continue forever. In a few years the cost of acquisition will become more balanced with the growth rate, BUT… Right NOW… the values of quality properties are continuing to rise .
We want to discuss the value of real estate. Quality properties to purchase and invest in. Ecuadorian Real Estate that is as beautiful as it is affordable. This is not a stock or a mutual fund that you buy and hold an account or shares. We are dealing with Beautiful Beach Front properties that you can enjoy and use for vacations or retirement. When the time comes that you want to sell we can assist you with that as well.
So, how do you find Quality Property Investments? One way is to research what has happened in other locations and find similar opportunities. Consider Belize or Costa Rica. In the late 80s, Costa Rica was a very affordable investment with minimal infrastructure and roads, but with great prices on ocean front and Ocean View land. Prices increased 30% to 40% per year for almost 20 years. How could it do that? Because it was priced so low to start with. Take for example, a lot that sold for $10,000 in Costa Rica in 1990 and appreciated by 30% per year over the next 10 years.
That lot would have sold for over $125,000 in the year 2000 . That is a $115,000 increase in 10 years.
Why the increase and rise in price? There are many factors. During that 10 yr span what happened? Roads went in and improved. Water lines and Electrical service improved. This brought restaurants and Golf courses and demand increased as people heard about Costa Rica! Now… Ocean View land in Costa Rica is too expensive for the average person looking to retire on a small pension. Belize did the same thing in the late 90s and early 2000s.
We are seeing the same thing happen in Puerto Cayo, Ecuador. Some of our early buyers in our first community , Las Palmas, have resold lots and realized $60,000 – $80,000 – even $100,000 returns in 1 to 2 years! These are real returns, not estimates or promises! We have experienced this first hand.
Ecuador is positioning itself to attract International investments for tourism and growth on the Pacific Coast. This means that prices will continue to rise and soon be equivalent to those of Belize and Costa Rica . Now is the best time to purchase in Ecuador.
Look at the U.S. At one time land prices were wildly different between NY city and the newly settled West Coast. You could get land in California for a few nickels. Now, what does Ocean View land in California go for? We can’t touch it!! So apply the same principles now to Ecuador Property. The best value for the money is Beach front communities.
How do you find these communities? There is no real MLS or complete listing agency in Ecuador. You are left to do your own research. We have investigated a 250 mile stretch of the Ecuadorian Coast and found what we think is the best investment area available. Puerto Cayo sits on a natural bay and feels as though you are on a secluded virgin beach! Over the last 5 years, we have done the research and investigated where the future growth will be. We have found no other section of beach with the proximity to services and shopping , yet with the small town feel, like Puerto Cayo.
There are certain things that you have to look for when purchasing property in another country, especially in South America. First: Location, Location, Location!! Yes, Beach Front or Ocean View is a must, but also consider the proximity of services. Internet service, Television, Medical care, Shopping Centers, Restaurants, Etc. What is the growth potential for the area? Is it an area that will draw tourist or industry? Is it in an environment where my investment will be protected? Location is vital! What we have found to be true , during our years in real estate , is that the smallest property in the BEST area is usually better than the biggest property in the WORST area!
Second: You have to be sure that Clear Title can be offered. Some land is Communal , meaning that it belongs to the local community. It does not have 1 owner who can sell it. Communal Land is basically a land grant from the Government to a group of people. You do not want to get involved with Communal Land. Also, other things can effect the title, such as family disputes, liens, or other problems with the deed. We offer the advantage of complete title searches and guaranteed clear title.
Wherever you find that special place for you, it is advantageous to have others around to help look out for your home or lot. And finding quality Property Management services can be challenging! Any property that you find in Ecuador or similar countries will have its challenges and differences from the United States , but by making wise decisions and a smart purchase, you can minimize any difficulties and headaches and MAXIMIZE your enjoyment and return!
We are here to assist you with the best information we have obtained, with our years of experience in Ecuador real estate. Remember, it is better to find a secure, steady return and ENJOY the benefits of owning in a wonderful community with great amenities. This may be your route to an earlier or more enjoyable retirement, either by providing a lower cost of living, giving you rental income over an extended time period , or giving you that Great return on a Great Investment!
We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.
Learn Spanish in Three Days ONLINE
Instant $110 discount on the course!
The “Learn Spanish in Three Day Course” is now available online.
Read below to see why we are offering our Super Spanish course online for the first time.
Speaking Spanish is a huge benefit on its own. You can become one of the rare North Americans who can get along in Spanish speaking countries. You can be one of the special people who can communicate with 10 million non-English speakers in the USA. Spanish is the second most used language in the USA. There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined. According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US. This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.
You can tap into all this potential when you speak Spanish. Yet there are more benefits.
An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence. The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling. It will make you smarter, more decisive and even better at English. Physiological studies have found that speaking two or more languages is a great asset to the cognitive process. The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”
The article then explains studies that show seven cognitive advantages gained from learning a foreign language.
#1: You become smarter
#2: You build multitasking skills
#3: You stave off Alzheimer’s and dementia
#4: Your memory improves
#5: You become more perceptive
#6: Your decision-making skills improve
#7: You improve your English
Does it sound impossible to learn Spanish in three days? Yes, it is impossible when you try to learn Spanish in the old, traditional way.
Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.
There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun. This course works because it is education without stress!
This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.
Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s. She practiced this unique and remarkable form of education for four decades. It was a delight!
Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.
The course has been proven again and again by the thousands who have used this system. You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.
Here are a few quotes from delegates of the course.
One delegate from St. Louis wrote: Hi Gary, Just ended forty-five years in dentistry last week, and I’m on to a new career. What is my new career? Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.
Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be. We all and I in particular relaxed our way to new learning. I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October. Last year I spent six weeks in Ecuador and now I plan on conversing with the people.
Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning. Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off. You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially. Best regards, Denis Molloy.
Another wrote about the Super Spanish course: Buenos Dias, here is a testimonial for Super Thinking-Super Spanish. Please feel free to use all or part in promotions for the course. In addition, you may give my email address to any prospect “on the fence” about enrolling. Yesterday, in Cotacachi, Ecuador, I finished Super Spanish. I had high expectations for the course and they were exceeded.
After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!
Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador. The foregoing benefits would have more than justified the time and money I invested in Super Spanish. And learning some Spanish was not the most important benefit I got from the course.
Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.
I’ve thought about the pace issue during the course. One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning. In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org). What a blessing! I’m inclined to make one or both a daily part of my life. Rob Christi. Cotacachi, Ecuador
Another attendee from a course wrote: “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.
“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it. It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.
“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere. I would definitely recommend this course. Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you. This gives you more confidence in yourself to try and speak it more.
“The stress free atmosphere and tons of interaction and participation were very conducive to learning. The relaxation techniques alone are worth the price. The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless. Muchas, muchas gracias.”
“I loved the relaxed environment. I picked up quite a lot of new vocabulary. I found this course very informative about how the language works, how I can make sentences and understand others better! Muchas Gracias! I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word! Everyone should take this course before they pick up bad habits.”
“I liked how simply the course was organized and the positive attitude about learning. Thank you so much for helping me to learn Spanish!”
“I liked the laid back yet professional approach. I highly recommend this new, relaxing method of learning Spanish, I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.
“It was a very enjoyable class.”
How The Course Works
The first tactic is to use Baroque music in the learning process. At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov. Merri Scott was among just a few who learned directly from Lozanov.
The second tactic uses 17 unique lessons to provide Spanish fluency in a short time. Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.
Here is the proof.
“Most words in English that end in ION are almost identical, just pronounced differently. For example action is accion, education-educacion, manipulation- manipulacion, etc.”
There you have it. How long did it take you to read the sentence? You now know hundreds of Spanish words that you will never forget.
See examples of the words you already know below.
How long would have taken you to memorize all those words? How soon would you have forgotten them?
This is just one of seventeen Spanish lessons in the course.
The next lesson teaches how to pronounce each of the nouns.
Then, the third lesson teaches almost as many verbs, almost as quickly.
The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds). This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.
Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.
Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.
By the end of three days you feel comfortable speaking Spanish.
Plus the system is Impro-Dynamic. This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.
I was amazed by this as I traveled back and forth from the USA to Ecuador. The longer I was away from Ecuador… the better my Spanish became. My second language was automatically improving. The self improving feature comes because you learn to create Spanish sentences rather than remember them. The portion of the brain that creates is more powerful than the portion that recalls. When your mind creates something… it owns it! You do not have to remember .
During the course you learn 4005 Spanish words that you already know .
You then learn how to create Spanish sentences from these words.
Throughout the course you learn how to pronounce the sentences you create.
When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised . You improve even though you have not actively worked on your lingual skill.
Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home. Normally $149, this is available at the highly reduced price of $79. Simply use coupon code SPANISH110 at checkout.
I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better. Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.
The ONLINE course has our, full satisfaction or money back, guarantee. Try Super Spanish for 60 days. If not fully satisfied, simply let us know for a full refund.
Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149
Here are more testimonials from previous Super Spanish Courses.
Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment. I would highly recommend this course for anyone wishing to learn “practical Spanish”. The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.
This course improved my self confidence in my ability to learn and retain a language. It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias! It was a great experience.
Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish. What an amazing learning experience!! First day out of class and I could not stop thinking in Spanish WOW!! I am amazed by how much I learned, retained and how much more is showing up now that I am out of class. And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!! I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.
And a few days after that …. As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish. At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding. I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind. And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence? I think not, I’m radiating Spanish so much that my son is being influenced! Thanks a million again. This weekend the best learning experience of my life!!
If you have ever had a desire to learn Spanish this is the way to do it! By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken. It was fun and relaxed and full of laughter. You will leave this class excited to use what you have learned. Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”
Gary noted: “The whole approach is positive and conducive to learning at a level that benefits ALL participants. It is not intimidating and does not set up a pass/fail atmosphere. The presenters are terrific and the results unbelievable. It was relaxed, informal, friendly and effective.”
Twila said: “This class provided a very refreshing and relaxed way of learning. The atmosphere felt very safe to say the words you were practicing. I learned a lot in a way that will make it easy to apply. Starting with conversation is way more fun. How quickly you can learn! It was a great group, great instructors and great stories.
The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task. The relaxation exercises are really conducive to language learning. We learned A LOT in a short time and it was fun and the environment was non-threatening.”
Brigitte sent this: “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias! I have already done what you suggested and went into the program listening to the music and going over the lessons. I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it. I loved your course and will certainly recommend it to friends. Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”
Marie wrote: “I would highly recommend this course. The amount covered in 3 days is amazing! All with no stress. The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish. I really enjoyed the whole process and thank you for the take away tools.”
Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149
Here is the English translation of a few of the many Spanish words you now know and will never forget. How long would it have taken you to memorize them? How soon would you forget?
“Most words in English that end in ION are almost identical, just pronounced differently. For example, action is accion, education-educacion, manipulation- manipulacion, etc.”
Some more of these words: Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!
Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149