These charts from www.finance.yahoo.com 4pm yesterday show why…
the five year US dollar Swiss franc chart from www.finance.yahoo illustrates why the Swiss franc is not a bargain to buy now.
www.finance.yahoo.com 5 day chart of Dow Jones industrial average.
Here is the five year Dow Jones chart for perspective.
Panic in financial market creates opportunity and three really good potentials are developing. These are opportunities in equities… real estate and bonds.
One of my financial advisers wrote: The bond market is still OK, selling prices are a bit down – at the moment, who knows what is next. It is difficult to have ideas to purchase anything at the moment – but on the long term it is a good time to buy in the equity market.
Prices of Gold and Swiss franc are much too high, and do not cover any real value. To invest here now might be the most risky business of all. The industrial side of gold is more or less dead. And the Swiss have great problems with their currency being so strong. The Swiss franc has appreciated 50% against the US dollar the last five years. This is very difficult for Swiss business.
Warren Buffett once wrote to his shareholders, “we have usually made our best purchases when apprehensions about some macro event were at a peak“.
This cleansing could be a really good one for a special reason… because for the first time in many decades, the market is not expecting governments to bail them out. This is a huge fundamental difference between the financial crisis of three years ago and the current balancing.
The 2008 crash started at the bottom and rose up. Bad value real estate pricing distorted the Wall Street equity market. The credit-rating firms badly misjudged the risk and this led to a collapse that caused the recession.
The current drop instead comes because the investment world finally accepts that Governments around the world can no longer gain access to unlimited amounts of money to stimulate their economies.
Simply put the old system has lost the trust of the business and financial communities.
This realization that stimulus is just added government debt has kept private sector investment down, led to high unemployment and slow growth.
In this recession there is no deleveraging. This has already taken place. Instead companies are loaded with cash and private debt has been reduced.
This has left consumption low but creates a platform for a sudden correction when prices drop so low the values attract all the cash that is laying around.
In 2008 everyone looked for governments to provide liquidity into the economy. Now this is not expected. Liquidity is not low. U.S. companies have record piles of cash.
Instead this is a loss of confidence in the system… in the banks and governments’ ability to boost economic growth.
The concepts of stimulus that have been used for decades simply won’t work this time round. The reality is that, unlike 2008, governments’ money is no good in today’s over borrowed economy.
These days, large companies are frowning all the way to the bank, depositing excess funds in safe-but-idle accounts, as shown by Bank of New York’s unprecedented move last week to charge companies to park their cash in its vaults.
Sell offs always overdo so at some point equities will be good enough that investors will begin to buy. The sharp rally at the end of yesterday bouyed only by a Fed promise to keep low interest rates suggests that the market expects this to happen quickly.
Look for value shares.
The real answer is for U.S and European politicians to introduce the fiscal and labor reforms that will restart demand and investment growth. Look for this but do not expect too much too soon.
Look for bond values created by wide spreads. These bond calculations were sent to me yesterday by Jyske Global Asset Management (JGAM).
Bond spreads rose to 5% and 6% today. That means if you bought a bond today for $10,000 and resold it immediately you would lose $500 or $600. However if the bonds are purchased and held to maturity that spread matters not.
These spreads push the bond prices down and add to the opportunity. Here are five buy recommendations from JGAM yesterday.
The expected return (second to last figure) is calculated on 1 year’s basis, takes the development of the currency into consideration, so if the yield on a USD bond is 3% and the expectation is that USD will drop 5% against the EUR over the next 12 month the expected return will be 8%. Thus this figure is just an estimate.
All the bonds below are denominated in euro and the return is calculated based on the expected rise of the euro versus the danish kroner not the US dollar.
Take the Bombadier Bond as an example. The annual interest you receive is 7.1% and if the spread narrows the bond could be sold for a profit. However if the bond is held to 2021… you would receive that 7.1% every year and then receive you investment back.
Real estate prices are already low. The current fear will soften the market even further.
For more information on bonds American investors should contact Thomas Fischer at email@example.com
Non Americans contact Rene Mathys at firstname.lastname@example.org
Our analysis of 30 year cycles suggests that the current market correction is almost exactly on time. The good values created in this downfall could create strong profits in the years ahead.
See this Manabi farm with organic cashew potential.
Join Merri and me as we look at ways to fight international investment turmoil in the year ahead.
We have written for many years about many unique products and services that we use. Now we have started a program to help our readers create their own micro business working with these businesses as introducers, dealers and distributors.
This creates a way to earn globally… meeting some great… really unique global businesses tied together with our communication system that can bring all this: training…. communicating and networking.
We are starting with these five businesses first.
#1: Jyske Global Asset Management (JGAM)
#2: Bio Wash
#3: Candace Newman Essential Oils
#5: Ecuador Imbabura Export Products
After attending our International Business and investing seminar on October 7-8-9, you will be qualified to enroll for introducer, distributor and dealer programs above and any others we develop.
Enrolling in any of our online business development courses and attending one seminar provides full qualification to apply for all programs we provide for a year.
I’ll explain the first specific way you can tap into greater power for everlasting health and wealth in a moment.
We provide three e-courses that can help you develop your own micro business that we designed to help you earn anywhere you live in the world.
We have started the beta program that can bring you the following benefits:
#1: Connect you via our our online course “International Business Made EZ” to here and now specific business opportunities.
#2: Keep you in touch with other readers in the program, share business tips, ideas contacts and even website support in some instances.
Our first turnkey business program is Jyske global Asset Management because our activities as publishers has a synchronicity with Jyske and JGAM. We have been able to combine our training, communications and lead generation abilities with their financial organization.
Business is always a little more complicated when it entails financial products so we have created a beta program to develop this system.
An Introducer does not have to be a registered as an investment adviser but JGAM does have a due diligence requirement. JGAM will also expect a certain amount of referrals per year though this amount has not been determined… hence this beta offer.
JGAM pays a percentage of their fee to the Introducer up to a maximum 25% of their fee. This not only offers an excellent income generating opportunity but creates a potential long term income stream because JGAM keeps paying the fee as long as the client remains a client. Fees are paid on a quarterly basis.
There is also potential for growing long term income because JGAM pays the referrer based on the total assets under management. If a referred client makes additional payments, the referrer will be paid on the total amount.
For example if an referrer refers a client who invests a minimum $100,000 and the annual fee is 2%, the Introducer earns $500 per annum basic fee (as long as the customer remains with JGAM)… plus if the assets grow either through portfolio growth or added deposits… so too does the Introducer’s fee.
We have set our first training JGAM training session for October 10, 2012.
This program will allow subscribers to any of our online courses who have attended an International Business Made EZ seminar to become Introducers for JGAM.
We have been working with Jyske Bank for over 20 years and Jyske Global Asset Management, a Jyske Bank wholly owned subsidiary. We started talking to Thomas Fischer Senior VP about an referral program for some time. Finally, we introduced this opportunity for the first time at our June 2011 seminar. The response was overwhelming.
Jyske Bank employs a staff of about 4,000 and operates 116 Danish branches, which makes it the second largest independent Danish bank. They offer a full range of financial solutions to retail as well as small and medium-sized corporate clients.
We have always liked Jyske because they are one of Europe’s largest currency traders and offer very simple but sophisticated multi currency investing services. They are one of Europe’s largest currency traders and dealers.
We have especially enjoyed our business relation with Jyske because being open and honest is one of the core values of the bank group. Traditionally, Jyske formulates and communicates its values – and the way they understand and live by them – to the surrounding world. They work hard offering shareholders, customers and employees balanced opportunity.
We especially like the fact that Jyske employees are not paid bonuses. No multi million pay outs are in the system that might temp staff to distort earnings or take undue risks.
Here is how you can apply for this program.
To start as a referrer, there is first the compliance process with Jyske Bank.
Once that process is complete, our IBEZ system helps educate and assist referrer.
First… once a referrer has been approved by JGAM, and the referrer has completed our online course International Business Made EZ course and attended one of our international investing and business seminars they can attend an exclusive training seminar at our farm.
We have a…
seminar hall where…
unless the group grows too large, we’ll meet. We’ll have lunch on the deck looking over Little Horse Creek.
JGAM and our company conduct this one day intensive training for potential Introducers the day after each International Investing and Business seminar.
The first such seminar will be conducted Monday, October 10, 2011 immediately after our October 7-8-9 International Investing and Business Seminar in West Jefferson, North Carolina.
Part of the JGAM program is designed so we can assist Introducers by referring readers in their locale to them. So for example if a referrer is in Miami, we will send special emails to our readers in that area, help organize mini seminars… etc.
We can zero in as close as 20 miles to a location so for example we can send a separate email to every reader within 20 miles of the address of an Introducer. And although we won’t release the names in that area, we can send them a note of the opportunity.
We will also provide a Introducer communication forum and update training as well as portfolio and investing ideas. We have general plans at this stage but find the best way to develop systems is to refine through action. We expect our beta program this year to clarify how we can best help our readers become Introducers and how we can help them succeed.
Step one is to start the compliance process with JGAM. Thomas Fischer can send you the Introducer Questionnaire and Terms of Business.
Thomas Fischer’s email is email@example.com
This will begin the process of establishing a relationship with JGAM. Once this relation is approved and verified, then you will be able to enroll in the Introducer training.
You must complete one of the online business development courses above and attend an International Business and Investing Seminar to be eligible for the October training.
All of our readers are invited to enroll in our International Business Made EZ Online Course and our International Business and Investing Seminar at any time.
Satisfaction Guaranteed. Three Guarantees.
There is no guarantee that JGAM will approve your application as a Introducer just because you enroll in the seminar or take the online course so we make two special guarantees.
First Guarantee. Regarding the online course International Business Made EZ. Enroll in this course. Take it and if you are not satisfied for any reason within 30 days… let us know and we’ll give you a full refund.
Second Guarantee. Enroll in our October 7-8-9 International Business & Investing Seminar. I’ll send you a recording of the June seminar now so you better understand what these seminars are and how they help you. If you are not happy with what you hear, let us know within 30 days and we’ll give you a full refund. You keep the recorded seminar as our thanks.
Third Guarantee. Your earnings potential has this guarantee. First, any time between now and October… before you attend the International Business and Investing seminar if you fail to qualify as a JGAM Introducer you can ask for a full refund.
Early enrollment for our October 7-9 North Carolina Course click here for details.