Mass Wisdom Q&A Oct. 16

by | Oct 16, 2010 | Archives

Let’s share Mass Wisdom in our Saturday Q&A.

We can see the wisdom of the masses everywhere so we devote our Saturday message to comments and questions from our readers. With over 21,000 readers we have a lot to share!


At our seminars… after the lessons, we pay a lot of attention to the social get-togethers because these informal sessions help everyone add depth and experience to what they formally learn.  Here are delegates sitting round a bonfire at the wine and cheese reception at the New River Organic Winery hosted by Thomas Fischer.

This Saturday see below:

#1: Questions on forex… risk and Hong Kong dollar investments.

#2: Questions on our global investment syllabus.

#3: Questions on Guayaquil hotels and tourist attractions.

#4: Questions about the International Club and Club Ecuador.

#5: Ecuador Rose comments.

#6:  Comments on a 10 acre Ecuador organic farm on top of the mountain with avocado (four varieties), and lemons, oranges, tangerines, limes and yucca.

#7: A Blue Ridge Geography lesson. Do you know the Stone Mountains?


At our seminars (see our 2011 schedule here) we get everyone together for social occasions. Here are delegates at our last course having lunch at our house.

#1: Questions on forex… risk and Hong Kong dollar investments.

Here is the first question that came from that seminar: Dear Gary,  I am planning on relocating to Ecuador and I have been reading and enjoying your newsletters and articles for some time now. I have learned a lot from you about life in Ecuador and I’m trying to make sense of the financial information you have provided.

I am looking at opportunities for safe investments. However, I understand you when you say that there are always risks associated with any investments. If I may, I have a few questions for you and I would really appreciate and hope you have the time to reply.

1. Your October 9th letter mentioned having a small percentage of one’s porfolio in forex; what percentage do you recommend? What kind of returns can one expect from JYSKE / forex trading? What are the risks of putting all your assets with JYSKE and having them take care of the management? It is my understanding that with forex trading my original capital investment will be safe and won’t lose value as the U.S. dollar is falling.

2. Do you have any information about the German Solar company that is paying 15% interest on investments? (I read about this in International Living Magazine / seminars)

3. Is it a good idea to convert money to Hong Kong dollars and/or the Brazilian currency because it seems to hold value against the U.S. Dollar?

Reply: First… embrace risk at this time.  The seemingly safest investments now may be the riskiest. History suggests that the light at the end of the tunnel will show up in 2012 or 2013. Until then bonds considered safe provide really low returns and are at risk.

The amount of forex depends on your profile… low…medium or high risk and how much you can afford to lose or how long you can wait out a reversed position.   If you are a US resident or citizen, review this with Thomas Fischer at Jyske Global Asset Management If you are a non US investor, contact Rene Mathys at Jyske Private Bank

Re solar power and 15%. Solar power is good but a ways off.  15% this must be very risky.  Risk is not bad if the return is high enough but read my FREE report “3% Solution to determine Risk versus Risk Premium.

My report “Running Risk” shows how to earn 22% without great risk.

I view holding Hong Kong, Singapore dollars or Brazilian reals a good forex investment… when you can get a decent return… such as with Suntec REIT a real estate investment trust. This Asian company was  established with the objective of investing in income-producing real estate properties in Singapore which are used primarily for retail and office purposes.

We love the social aspect of our seminars but afterwards, we get away into peace and quiet to reflect and absorb what has been shared.  The day after our October course I hiked up to…


our labyrinth and did my meditation there.  See Buddha whom we have added behind that maple tree.

Although I was brought up as a Quaker, I like the story of Buddha because his father was a king and he possessed everything that he could want or need….but he felt that material wealth was not life’s ultimate goal…his left his life in the palace and started teaching merchants.  He traveled and taught for 45 years on how to lead a balanced life.  Whenever I finish a seminar that has had a lot of focus on money, business and profits; I like to go out into nature and remind myself that these are just by products of a good life spent in giving in service.


#2: Questions on our global investment syllabus.

Readers Question; Hello, Can you tell me what is covered in your International Business Made EZ and Intl. Investing Made EZ courses? Do you have a syllabus or outline you can send?

Also, does the price of $499 include accommodations and meals? If not, how much are those, or are they on your own?  Thanks.

My reply: Jeff,  Thanks for asking.  We have an extensive course syllabus here.

This year we began making audio recordings of our international investing and business seminars courses so even if you cannot attend you can get the seminar online so you can listen in your MP-3, computer or car.

The seminar recordings also help provide a head start.  We are currently editing the October 2010 International Investing and Business seminars and when  you enroll we’ll immediately send them to you by email.  This way you can start using the data now and then and gain updates at each seminar.

This is the secret of a good investors success… enjoy the masses… but also solidtude. See the big picture but also know the details.

#3: Questions on Guayaquil hotels and tourist attractions.

Hello:  We had a wonderful trip back to Tri-City Airport on Monday after the October seminar.  Since we had plenty of time we took Rt. 16 up to Mouth of Wilson and Rt 58 over to 81.  Lots of twists and turns but the color up in the “high country” was spectacular.  More on all of this and the seminar in a later email.

I have a good client in Germany that is bringing his family to the Galapogos over their Xmas vacation and all of the arrangements have been made thru their tour company.  Just prior to returning to Germany they want to stay two nights in Guayaquil or Bogota.  (their return flight home is out of Bogota)  I am real uneasy about Columbia and think that staying in Ecuador would be a better option from a safety standpoint.  I have two questions: 1.  Can you recommend a high-end hotel in Guayaquil?

2.  They will have a full day in Guayaquil-Are there some “must see” things while they are there?

Warm regards to you and Merri.

My Reply: In Guayaquil there is the old Oro Verde Hotel  town(our choice) and the modern Hilton by the airport.  Years ago, the Swiss built the Oro Verde and it is a premier hotel with the best breakfast in the world….and safe.  Things are better in Guayaquil than they were in the past, but caution is always advised.  I would only go to a hotel which sent a driver or shuttle to the hotel for me.

It seems that things we could do explore and do years ago are better but of course it might be best to take a driver and guide with you.

In Guayaquil a walk along the Malecon stretches for several miles along the Guayas River.  This is a beautiful boardwalk, well-patrolled day and night and features small food stands, other eateries and a blend of historic and modern buildings.

Directly north of the Malecon is Cerro Santa Ana a colorful neighborhood with shops,  restaurants and bars lining the 400+ step staircase.

Once you get to the top, you can visit a small church and lighthouse. The views of Guayaquil are excellent.

Museum Casa de la Cultura has prehistoric gold work collection belonging mostly to the ancient inhabitants of the coast. The ceremonial pots, snake-shaped bracelets, nose rings, gold pieces that were used on the lips and cheeks, elaborated pins used to fasten clothing, chest shields, ceremonial masks and earrings are interesting.

The Museo Municipal, located at the corner of Pedro Carbo and Sucre has four divisions: Archeology, History, Colonial Art and Modern Art.

However, they would enjoy Quito more and there are flights from Quito to Galapagos as well as Guayaquil.  Quito is the Heritage City of the World and offers a lot of sights and of course Colonial Quito…there I would stay only in Colonial Quito or in La Floresta…such as the Suisse Hotel or if one preferred a smaller boutique hotel, the Mansion del Angel, owned by our friends at La Mirage.  This hotel is remarkable…and Quito assures one of the views/the beauty/the heritage and is really a taste of Ecuador wheras Guayaquil is not.


I wanted to thank Jeff & Linn Neal, readers who are also Ashe County real estate brokers. They attended our October seminar and answered questions about real estate here.  Linn gave us this wonderful bouquet  of roses from her garden (enhanced by a couple of fresh Ecuador roses). She taught us a great idea. The bouquet was garnished with herbs… basil… parsley, cilantro and mint. Vision and aroma combined!

#4: Questions about the International Club and Club Ecuador.

Question: Dear Gary,  I have been researching Ecuador and following your news there for several years now. I would very much like to participate in the many courses here in the States and also in Ecuador. I feel the time is right for me to move forward with my ambitions in this regard. The International Club appears to be a great deal of a lifetime!

Could you please elaborate further. Does the club fee include the seminars/courses in Ecuador, as well as North Carolina and Florida? I am unclear on exactly what is included. I understand the air fare and accommodations are the responsible of the individual. What other costs would be incurred in the trip to Ecuador? Also, I would prefer to bring someone with me, perhaps my sister or brother. I understand that the cost to bring someone along would be free. Is this correct? I just want to make sure I am getting it all clear before I proceed. Please advise. Thank you very much!

Reply: Merri’s and my mission is to serve our readers by sharing our 42 years of global experience in ways that help them live better in these changing times.  We do this through seven areas:

#1: Investing Globally.
#2: Having an International Micro Business.
#3: Gaining From Small Town USA.
#4: Everlasting Quantum Wealth.
#5: Getting and Staying in the Zone with Quantum Thinking.
#6: Saving Fortunes and Adding Years of Energy, Good Health and Comfort with Alternative Health Ideas.
#7: Living in Ecuador.

Ecuador is just one part of what the nine seminars Merri and I conduct cover.  We personally have not conducted the Ecuador real estate, shamanic or export tours for a number of years. These Ecuador tours, which are sponsored by Jean Marie Butterlin, are not included in the International Club.

The nine seminars included for our International Club members are in the USA and they include a lot of Ecuador content provided by Jean Marie Butterlin and Bonnie Keough who conduct the Ecuador tours we advertise at our site.  They have been conducting these tours for some time…and offer superb services and experiences.

Jean Marie speaks at our seminars about Ecuador real estate. Bonnie Keogh who conducts the Ecuador export tours speaks at our seminars about Ecuador exporting and exhibits Ecuador products at our seminars… plus Merri and I share our 14+ years of Ecuador experience.

All the Ecuador tours advertised at our site are conducted by the tour company, Morya Ecuador Discovery SA, which was formed by Jean Marie Butterlin and is run by him and our former staff.

Jean Marie is offering Club Ecuador which he advertises at our Ecuador Living site.   He offers over 50 tours in the remainder of 2010 and 2011 and the fee ranges from $499 for one person to attend one tour up to $3,199 as many of the tours through 2010 and all of 2011 as you wish.

Merri’s and my International Club seminars are all conducted in the USA. They help you learn Spanish and gain experience and expertise in the other seven areas mentioned above. You can enroll here.

#5: Ecuador Rose Comments.

My Comment: Don’t forget to order your fresh Ecuador roses for the holiday. During our seminar last weekend we  shared 100 of these beautiful orange Halloween and Thaksgiving roses.


This is one of five bouquets we made from them. Order fresh Ecuador roses here.

#6:  Comments on a 10 acre Ecuador organic farm on top of the mountain avocado of four varieties, and lemons, oranges, tangerines, limes and yucca.

Ecuador Comments:  Gary and Merri, Thanks for you assistance! Your advice and website information has allowed us to purchase a small organic farm in Ecuador. There were challenges, especially since we don’t speak Spanish, but your staff and contacts kept us on the right path. Taking a step of faith to pursue and purchase out of the USA can be attributed to your website info and guidance.

We would like to thank Peggy and Lee Carper, Bonnie Keough and the staff of The Land of the Sun hotel, Roberto Moreno and Santiago Andrade- the attorneys, and many others. A special thanks to Omar Pinto who drove me around and translated for me for several days of negotiations and educated me on the culture. He and his family were the highlight of the trip!

The farm we purchased is off the beaten path in the Rio Intag area about a 2 hour public bus ride that costs $2.00 or about a 1 1/2 hour drive by a car from Otavalo. The ride is difficult but when you arrive it’s completely forgotten. There are 4 hectares, about 10 acres, on top of the mountain overlooking the village of Apuela and it faces the legendary “Face of the Intag” mountain. There are many mature fruit trees that are primarily avocado with four varieties, and lemons, oranges, tangerines, limes and yucca with over 70 trees. The caretaker has planted many herbs for medicine and teas, mints, herba luisa  and many others along with many types of vegetables. Everything is organic!

We are very appreciative of your efforts and those of your staff to provide the great information compiled on your website. Without this information we would have never taken the plunge to purchase in Ecuador. Thanks.


We love our home in the Blue Ridge… the beauty and nature. Here is a flock of turkeys we stirred up ambling yesterday through the autumnal woods. They had little fear. Oops!  Maybe  we have not been living where we thought… in the Blue Ridge. See why in the comments below.

#7: Comments on geography.

Comments: Just a quick note on geography.  We are on the eastern slope of the Stone Mountains.  The Blue Ridge is just east of us, over toward the Parkway.  Just thought you might like to know.  I’m sure it doesn’t mean much to those from far away but I like accuracy so very much.  Take care this winter on your journeys.

Be sure to send your comments & questions.


Belong to the International Club

The Huge 2020 Risk

Here is a huge risk that could explode in 2020.

I hope I am wrong… but the numbers are clear.

According to, (1) as of December 26, 2020 the total US public debt was 23 trillion and 845 billion dollars.

This is not a theoretical problem for the future.  This is not something that our children and grandchildren will have to deal with.  This is a problem in the here and now for you and me.

Rising interest rates create a massive problem for every American.

treasury direct

Look at how the interest costs alone have risen to over a half trillion dollars a year.

treasury direct


The bad news is that the (US federal debt) is getting bigger….harder to miss.  The Congressional Budget Office (CBO) projected in 2010 (the debt then was a bit over 14 trillion) that, under law at that time, debt held by the public would exceed $16 trillion by 2020, reaching nearly 70 percent of GDP.

The $7 Trillion Error.

They sure goofed on that.  Here we are… only in 2020 and debt has shot past 23 trillion.

How could the CBO be so wrong? 

The CBO screwed up because they could never imagine that the Fed would push interest rates so low… and keep them there.  The interest rates are so low that the government has been able to borrow more than imagined and still afford the interest.

For example, US Federal government interest last year amounted to around $573 billion.  Yet in 2008 on debt of only $9 trillion +  the interest that year was $451 billion +.

Interest payments in 2017 were 27% higher than they were in 2008.  Yet the debt is over 250% higher.  

Very low interest rates have helped the government borrow.  Low interest has also helped the US stocks reach all time high prices.

The government will resist raising rates because it will ruin their budget, cause a collapse of the stock markets and destroy the US dollar.

Rising interest rates, will create an almost unimaginable debt crisis.  If government interest doubles it is like the $23+ trillion national debt  rising to 46 trillion!  Unless there are some huge tax increase the interest payments are not sustainable.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife, Merri and I, have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.

Let me share the basics of this data and how we can be of help through 2020.

The first fact behind this secret is that things are really good in the western world.  Despite many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.

Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life through 2020 and beyond.

A falling US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but also brings a window of huge profit as I explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

While the Dow Jones Industrial Average passed a record high, the U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

The double shock of money fleeing Wall Street and US debt skyrocketing, will destroy the purchasing power of the greenback.

Go to the store even now.  Statistics say inflation is low, but buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.  Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.

Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?

What can we do?

Gain a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I will celebrate our 50th year of global living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Global micro business income.

#2:  Low cost, natural health.

#3:  Safer, more profitable, investments that take little time or cost to buy and hold… so you can focus on earning more instead

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on better, easier investing.

28 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

Join us for all of 2020 NOW.

The three disciplines, earning, health and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three natural health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However you’ll receive this free as club member and save $59.85.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to you as a club member free.  You save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $2299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Platinum Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

Now there is a new distortion ready to ripen in the year ahead.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Platinum Dip 2019”.   The report explains the exact conditions you need to make leveraged precious metal speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Platinum Dip 2018” offers enormous profit potential in 2018.

The report “Platinum Dip 2019” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

Learn about these specific places.  More important learn what makes them special.  Discover seven freedom producing steps that you can use to find other similar places of opportunity.

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Platinum Dip 2019”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: A year’s follow up subscription to the Purposeful investing course… Plus more.

Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons 2019 at no additional fee.

Click here to become a member at the discounted rate of $349