The recession and rapid economic change means that investors are getting screwed.
Our daughter’s recent Cotswold wedding had an investing lesson. The…
bridesmaids (our daughter Fran is #2 from the left in pink) and the…
bride…daughter, Eleanor… were all dressed up and ready to go.
Then as we were ready to head to the church, it…
began to rain. Everyone was dismayed. There was a long outside walk to the church.
“This is fantastic,” I told them. “In Ecuador the Yatchaks and in India, the Pundits believe that rain at the beginning of a ceremony is a most auspicious sign!”
That changed their attitude and made them feel better about getting wet.
Then we hauled out the umbrellas so we were not get soaked.
The lessons are simple. Have a positive attitude about conditions… because they are what they are. Accept reality and grasp the opportunities it presents. Change brings problems and problems create opportunities. So we go for it! But we also have umbrellas… just in case.
It is with investments today. The global investing scene means that financing costs are really low. This is a great time to expand a business… that can take advantage of the change in the economy.
Yet low costs mean that seemingly safe investments have such low returns that they are sure to be eaten by the inflation that will emerge. In today’s environment decent returns only come with increased risk, plus… if there is a double dip, even safe investment may become illiquid and lose value… at least in the short term.
The greatest safety… our financial umbrella… comes from increasing our ability to serve.
This is why our website increasingly supports ideas on how to develop micro businesses to earn income. They should be profitable, good for owners, employees, customers and society now and in the future… green… humanitarian… fair trade… at least.
We believe in self fulfillment… and that business should be fun and can be unusual… funky… even off the wall.
So we have created our Hall of Funky micro business ideas… to inspire… share and show the incredible number of ways that you can have a micro business.
Here is a really funky idea… set up an upscale butcher in a foreign place. A reader sent this note to another reader in Afghanistan who is thinking of opening a sandwich and butcher shop there. More and more boomers are exploring retirement outside the U.S. Many of them have been forced to do this because they can no longer afford to live here so the idea of affordable housing, built to western standards, is interesting. Of course, there will be local competition and real estate prices in Ecuador are already quite a bit lower than in the U.S.
The key would be what you offered and the price range.
Since you work in Afghanistan, you already know the challenges of working with a different labor force, materials, etc and how important it is to hire locals and involve them rather than compete with them.
The sandwich shoppe is also a good idea. I have friends who want to do just that in Cotacachi. Instead of a butcher shop, they would do a small deli with sliced cheeses and cold cuts for sale. Otavalo has a similar shop. I didn’t see any in Cuenca or Manta, you would want to consider an area with a large expat community since Ecuadorians aren’t sandwich eaters—yet!
There are butcher shops scattered around every town and market and I never encourage direct competition with the locals. We don’t want to be the “WalMart” of Ecuador and run the locals out of business. Maybe I’ll see you in Ecuador soon.
When I lived in Hong Kong, (the 1970s) an American serviceman had a high quality butcher shop there. The local Chinese were sophisticated master butchers when it came to pork, chicken and duck… but their style differed from what Americans were used to. Perhaps you can see in this picture why.
This expat focused on American expat customers and offered Omaha corn fed beef… great hamburger and American style cuts.
If you live abroad amidst a growing expat market… such as in Ecuador… a micro business idea like this may work for you.
This is why we’ll have a special focus on how to create your own international micro business at our October 7-10 course in the Blue Ridge Mountains of North Carolina.
Come join us for this course and the gold, yellow and orange of the leaf change See the schedule below.
International Investing and Business Seminar plus Quantum Wealth 2010
Oct. 7-10 West Jefferson, North Carolina
We look at investments as well as business opportunities like four shares I hold in my portfolio. One is an Italian bank… Unicredit.
Learn how you can grab profits from shares like this at our 150th International Investing & Business seminar.
We are approaching our 30th year of conducting these seminars… each updates global investing and business opportunity and we would like to share why these bank shares may seem an unlikely investment just when European banks are undergoing 2010 stress tests… but the stress is exactly why I hold these shares, plus…
Learn why the price, shown in this finance.yahoo.uk chart, of the Unicredit Bank share has more than doubled in just months, plus find out about a profit kicker that pushes those profits even higher than 100%.
At our October seminar you can see all the shares I am invested in at the moment… and why as we look far beyond Italy into a world of global investing, business and more.
The seminar is divided into three sessions. The first is International Investing… How to Have a Global Income and Quantum Wealth.
Part One of the Seminar: International Investing. Protect your purchasing power byinvested wisely… globally.
There are two benefits in multi currency investing now.
First, if you choose the right currencies you gain a profit kicker.
For example the Unicredit Bank shares in my portfolio recently rose from 1 euro per share to 2 euro. This was a 100% increase. However in the same period the euro rose from 1.17 dollars per euro to 1.33 dollars per euro.
The profit kicker is the euro. If one had invested $10,000 when Unicredit Bank shares were 2 euro per share… but the euro just 117 dollars a euro… and sold when the euro rose, a profit was kicked up even though the share price had not grown. $10,000 purchased 8,547 euro at 1.17. This would have purchased 4,273 shares. At 1.33 those same shares are worth $11,367… a 13.67% profit in just two months.
Make no mistake… the euro could have moved in the opposite direction and profits would have been destroyed… losses would incur even though the share prices did not drop.
Session One of the seminar looks at how to choose currencies when they are more likely to rise than fall.
The session also looks at the second benefit of multi currency investing… diversification and borrowing low to deposit high.
In the investing sessions we reveiw my updated portfolio and why I have made changes, plus my current seven favorite places to invest.
At the last seminar (June 2010) my seven picks were:
#1: Multi Currency Investments.
#2: Emerging Market Bonds.
#3: Good Value European and Emerging Equity Markets.
#4: Turkey & Brazil.
#5: Ecuador Real Estate.
#6: Florida Real Estate.
#7: Water Shares.
Most teachers do not actually share their own personal portfolios… I do and explain why my portfolio is designed by me for my circumstances at any one time.
This provides you with two benefits. First sharing why I adjust my investments might be of help to you to understand how to adjust yours.
Second and most important, I invest real time. The data shared in our courses is about global investments you can make in the here and now. What you learn is not dated theory, but up to the minute fact! Many delegates come to course after course to update their portfolios.
Part Two of the Seminar: Global Internet Business Sessions – How to Use Words to Earn Global Income..
This is why the “How to have a small international business” sessions in our seminar are highly practical and usable. They focus on how to use modern technology to start global micro businesses with minimal investments of time and capital… that can create valuable extra income.
By starting small and building with stepping stones and a harmonious focus, Merri and I have learned how to almost own several profit generating phrases at Google. We, along with our webmaster David Cross share the secrets of how you can use words to create your own global income as well.
The seminar shares how we use the first four of “Seven Ps” (Person, Problem and Promise, Product) to zero in on key word phrases. Then you learn how to use the Fifth P Promise to develop new customers. The Sixth P is the Prospecting Path and Seventh P is the Presentation to create income.
We use this system successfully on the internet and share what we do with you as we look at ways you too can have a high income generating business… even if you never leave your home.
This is a perfect era to increase your wealth and improve your lifestyle as you reduce stress with investments in the ideas below or your own a micro internet business.
Merri and I enjoy having an international internet business and it is doing well. Almost every month our internet business sales are higher than they were in the same month a year before.
We are very thankful to be one of the most read sites in Ecuador and do very well in the US and Canada too.
David Cross… our webmaster will help Merri and me unveil the secrets of gaining fun and freedom with a profitable, global micro, internet business.
May we share our experiences to help you learn how to enjoy this satisfaction and success though international investments or micro business?
Part Three of the Seminar: Quantum Wealth.
Modern science is once again rediscovering the fact that we cannot separate wealth from health so the quantum wealth portion of the seminar is about balance… the union between the body and mind… and how to remain balanced physically, emotionally and mentally in an ever increasingly unbalanced world. We call this Quantum Science.
In the Quantum Wealth sessions you learn ideas about how to have Quantum Health… beginning first with nutrition.
You make valuable health contacts. For example, our Quantum Health sessions will be enhanced by…. Bob Shane. Bob is a space scientist who has been involved at the quantum scientific level of the aerospace industry for his entire career. His studies in quantum physics helped him apply space science to understanding the deepest levels of balance in health. Besides being the first person we turn to when we have health questions or concerns, he and his wife have been our very best friends for almost two decades. He has helped Merri and me with our health enumerable times over these years.
Bob will be available in October to demonstrate the most scientific and modern methods of physical balancing at the quantum level. He will bring three special instruments for balancing at the Quantum level…the Scenar, ESTeck and Core Inergetix.
Learn more about Bob at Ecuador shamans use quantum science.
Jean Marie Butterlin will travel from Cotacachi, Ecuador to speak.
Jean Marie… a Parisian, after living in Houston and exporting French products to the USA, moved to Spain and built a business exporting natural health products and quantum balancing instruments throughout Europe. He has now moved to Cotacachi, Ecuador and has developed a natural health business there… plus he conducts our shamanic minga and Super Learning courses.
Jean Marie will speak about Ecuador business and investing opportunities but also Ecuador health care and shamanic health.
We asked our friend Ann Russell Roberts (Vitale) who has been professionally dancing and teaching yoga and dance for 33 years.
Ann has been professionally teaching yoga, dance, etc. for 33 years to interesting people… such as Jon Bon Jovi. Ann is now a professor at Elon University.
Receiving a scholarship to dance in New York City she moved and professionally danced, choreographed and taught there for 20 years.
Her teaching extended to NYC businesses including CBS, IBM, McGraw Hill and Columbia Artists. For example, she taught Jon Bon Jovi Kundalini yoga, the Warrior yoga from India that she learned from Yogi Bhajan Siri Singh Sahib. She says: “Jon truly was a warrior-totally focused, concentrated and with a great sense of humor!”
Ann will conduct the yoga-meditation portion of Quantum Wealth course to help you learn ways to integrate daily knowledge…. your logic with your own deeper peace and wisdom.
We go far beyond yoga in our quantum wealth sessions shown in the total syllabus (subject to change with economic evolution) below.
International Investing & Business Made EZ
West Jefferson, NC October 7 to 10.
Thursday, October 7, 2010:
1pm: 1000 Year Economic Review‚ What Now? How to cash in on the multi currency evolution. Gary Scott. Knowing 1000 years of global economics can enhance your international investments and international business now. Learn how history reveals currency distortions that create international investment opportunities to borrow low and deposit high. For example right now you can borrow Japanese yen at below 3%, Swiss francs below 4% to invest in international investments, international business, international real estate or other international currencies that pay 5%, 6%, 7% and even more. In one case we’ll show why it is smart to borrow Swiss francs at 3.75% and invest in international Brazilian bonds that pay up to 10% or more!
3:30pm. How & Where to Bank Abroad. Thomas Fischer. Learn how to choose an overseas bank… what type of account to open… how to review of global stock markets, international currencies and international interest rates and how to spot shifts versus the US dollar.
Thomas Fischer, Jyske Global Asset Management. Thomas is the senior VP at JGAM and JGAM is in charge of investor multi currency allocation strategy. He will speak about global and multi currency investing and how to borrow low and deposit high.
Thomas Fischer speaking with delegates at a previous seminar.
5pm: International investment portfolios for diversification. in several cases into nine currencies and nine different investments of which more than half have strong A to AAA ratings. We will review any changes made in the international investments portfolios we track and update what and how currencies and interest rates may move in the months ahead.
See good places to invest now. Always updated, currently our list includes #1: emerging stock markets. Emerging markets outperformed developed markets for seven years through 2007. In 2007 the MSCI overall Emerging Markets benchmark was up 23.8 % in US dollars compared to the MSCI World Total Return Index being down 0.08 % in US dollars. Emerging markets fell faster in 2008 but rebounded in 2009 and led the global investment pack.
In 2009 the emerging markets index (in US dollars) was up 58.99% compared to 23.05% for the same world index. Over three years the index on emerging markets was up 37.88% versus 17.27% for the world index. The emerging market index was up 35.63% compared to the world’s index rise of 18.43% over five years.
You’ll learn why in 2009 we were investing in BRIC countries (Brazil, Russia, India and China).These 4 countries now generate approximately 27% of the world´s Gross Domestic Product (GDP). The average annual GDP growth of a BRIC nation was greater than 7% before the recession, as compared to approximately 2% for a G-7 nation. In the first three quarters of 2009, the growth rate for the Chinese economy beat expectations with an outstanding 8.9%. We look at a special BRIC trading idea in our 2010 seminars. The October seminar updates markets for 2010 and compares emerging and major market opportunity for 2011.
Friday October 8, 2010.
9am: Good investing sector #2: Emerging market bonds. You’ll see how I am earning up to 12% on safe emerging market bonds in Brazil and Turkey. Good investing sector #3: international investments in alternate energy and water. For example we’ll see why Hyflux (water cleaning membranes mainly in China ) rose from $1.50 to $5 in less than a year (and why it then fell dramatically). We’ll see why water shares are destined to grow. We’ll look at Vestas (windmills) shares also up from $50 to $106. Plus we’ll update our Green Portfolio. Good sector #4: How to Cash in on Smalltown USA.
We’ll look at properties for sale in Ashe County, North Carolina and Central Florida. These areas have two unique features. First, they offer great real estate value. Second, they are great places to visit and live…Smalltown USA!
Many readers combine a trip to our Florida or Blue Ridge courses with a chance to look around and inspect some property for sale. Learn how demographics and population push (plus the water) and new Florida investments that have come to this area are likely to make this a hot spot in the decade ahead. In Florida they often visit Orlando about an hour away… plus look at the great lake front properties available at really low prices.
10:30pm: Good investing sector #5: real estate in Ecuador. We have gained much more than just profit and international business and international investing opportunity in our international real estate searches. We have gained incredible luxury, heart- warming sweetness, breath-taking beauty, much better health and pleasant surprises at every turn. Having lived, worked and played in Ecuador now for over a decade, we’ll focus heavily there.
For example we’ll see how to own condos like this for as little as $59,500.
These condos have excellent view are near the village center, have a small park nearby and this view.
This session reviews a list of current Ecuador property for sale.
2pm: Global Investing Q&A plus How to use the latest tax savings and offshore legal structures to gain the ultimate asset protection. Learn how to gain more than cash-freedom, friendship, financial security, prestige, tax savings, legal protection, fun, adventure, self-sufficiency, fulfillment and more satisfaction…by combining very small amounts of money with your time and energy in an international business.
3:30pm The Ultimate Asset… Your Own International Micro Internet Business. How to use the internet in your micro business.
Saturday, October 9, 2010.
9am: How to monetize your micro business. Learn eleven ways to develop income. One section in this session shows how I turned a $950 direct mailing into $118,500 in three weeks. I added $9,875 a month to my income! This information is worth the cost of the course alone.
10:30am: How to write and use publishing, seminars and how to use international internet opportunities to create your own global business from your home. You can run your global business from an office or at home! The internet makes this more possible than ever before.
11:30m: How to have an International and Ecuador Import-Export Business anywhere. We’ll especially zero in on Ecuador export business opportunities in carved wood, ceramics from Cuenca, carpets from Guano, silver and gold jewelry from Chordeleg, paintings and art, textiles from Otavalo, leathers from Cotacatchi and flowers from the Andes . For example you’ll learn how factories make bread dough jewelry that can be fashioned into high school and college mascots and purchased for pennies apiece (to be sold for dollars abroad). You see how the only native American owned mill produces coats, shirts, sweaters, hats, gloves and scarves in school colors of your choice (at really low prices). These can be sold for ten times their cost.
One session in the courses focuses on how to profit from an import export business… especially in Ecuador.
Bonnie Keough will be available at the seminar. Bonnie conducts export tours and will be on hand in North Carolina to display Ecuador export products and speak about how to export from Ecuador. She brings extensive knowledge about Ecuadorian products and sales back in the USA…plus never ceases to amaze us with her outstanding array and excellent prices of goods from Ecuador.
Plus we’ll have Micro business case studies. What we are doing now. How readers have started small and grown on the internet! Imagine this. Merri and I have a tiny international business. Just two of us run this operation from a remote farm in the Blue Ridge, a small village in Ecuador and the Florida countryside. Yet our website is ranked as one of the top 16,000 sites in the USA. One case study at the course will review how our daughter has turned the Love-Recognition and Care markets into a huge success teaching her love of the performing arts dancing…. singing and drama.
2pm. Quantum Wealth. Multi-Dimensional Micro Business for Fulfillment & Wealth. The Sound of Wealth & Health. Quantum Mechanics & Frequency and how they affect markets and connect business and investing with health & wealth.
10:30am The Importance of Balance. Integrating brain waves and being in the zone… 60 cycle sound, meditation and beyond. The importance of being wise and how to have a global view.
2:00 Quantum Science in Health and Wealth. Bob Shane.
3:00 Balancing with the ancient, Tibetan Yoga Tsa Lung/Trul Khor as received from Tenzin Wangyal Rinpoche and Alejandro Raoul.
6:30pm Wine & Cheese Reception at the New River Winery hosted by Jyske Global Asset Management.
Sunday, October 10, 2010.
9am: The Andean – Indian Connection. Three fundamentals of longevity. How this helps improve business & investing. Three Foundations of Quantum Wealth.
10:00. Balancing with the ancient, Tibetan Yoga Tsa Lung/Trul Khor as received from Tenzin Wangyal Rinpoche and Alejandro Raoul.
1pm: End of course. Delegates who have time are invited to our farm for afternoon tea.
Previous course delegates have included business people, brokers and professionals, doctors, dentists, lawyers, retirees, couples wanting to get into international business together, insurance agents and marketers who want to enhance their existing business or build a second sources of income through international investments and international business.
If you have or want to make international investments or have your own full or part time international business, you should contact us and make a reservation.
Oct. 7-10 West Jefferson North Carolina
We invite you to join us in North Carolina for the leaf change and this weekend of learning and sharing.
Oct. 7-10 West Jefferson North Carolina