Better Than Retirement

by | Sep 17, 2009 | Archives

Being paid to do what  you love is better than retirement.


This is not really work… for me… writing… surrounded by nature. I love it!

A recent message looked at how new jobs will be different and old job harder to find.

Excerpts from a recent New York Times article “A Reluctance to Retire Means Fewer Openings” by Catherine Rampell and Mattthew Saltmarsh confirm this fact.

The excerpt says:  To the long list of reasons American companies aren’t hiring — business losses, tight credit, consumer retrenchment — add the fact that many of their older workers are unable, or afraid, to retire.

In other parts of the developed world, people are retiring as planned, because of relatively flush state and corporate pensions that await them. But here in the United States, financial security in old age rests increasingly on private savings, which have taken a beating in the last year. Prospective retirees are clinging to their jobs despite some cherished life plans.

As a result, companies are not only reluctant to create new jobs, but have fewer job openings to fill from attrition.

A Pew Research survey scheduled for Thursday release found that nearly four in 10 workers over age 62 say they have delayed their retirement because of the recession.

Retirement income typically comes from a combination of three buckets: state pensions, corporate pensions and individual arrangements. In many other industrialized countries, that first bucket — state pensions — supports a large amount of retirees’ income.

The typical American receives just 45 percent of his preretirement wage through Social Security, according to the Organization of Economic Cooperation and Development. By contrast, a worker in Denmark, which has one of the most comprehensive and generous retirement arrangements in the world, can retire with a state pension that is 91 percent of his salary.

This is a huge problem and is good news because problems create opportunity.

This is the opportunity for all of us to finally do what we desire… with our own business.

The wonderful thing about this fact is that our own business statistically is also one of the best ways to enhance your wealth.

A study of millionaires several years by Thomas Stanley while researching his book The Millionaire Next Door showed that 32% of all millionaires became so as small business owners (compared to 16% Doctors, 15% lawyers and 12% major corporate executives).

Your own business (and knowing how to invest the profits) are keys to financial
independence in these troubled times.

Today increased freedom and job security are the most important reasons why
people have their own businesses. This makes enormous sense for anyone,
doctors, dentists, accountants, attorneys, investors as well as businessmen.
Every profession in the U.S. today is demanding and vulnerable to flawed
tort misuse and onerous government interference.

Anyone can gain increased independence and wealth with a full or part time business which generates increased income.

Having your own business gives enormous security.  Owners never get fired, made redundant, downsized, laid off, shifted sideways or forced to retire unless they decide to quit working. The owner of a business is always the last to go. Owning a business seems the ultimate job security.

An international business is the ultimate form of security and freedom because there is always opportunity somewhere.  International businesses are safer
from lawsuits, government red tape, excessive taxation and local economic
recessions.  Increasing wealth is one thing.  Keeping wealth is another and asset protection is a vital part of the process or remaining a independent and secure.

International businesses make more sense because modern technology,
computers, global cell phones, low cost transportation and the internet make
international business easier than ever before.

The tax benefits and asset protection benefits for international business
and international investments enhance freedom. Numerous areas of tax
legislation offer special tax savings for businesses abroad.

Holding assets outside one’s own jurisdiction also gives a business enormous
legal and practical asset protection.

International business is also the ultimate area of growth and security. We
have learned that the stock market is not a guaranteed way to secure one’s

Today it is possible for anyone to have at least a part time international
business. The secret is simply to start, but to start slowly and gain
experience with a part international business before making a major
commitment into a full time international business.

The most important key is to start an international business (ore make
international investment) in something you enjoy. Turn your passions to
profit. For example, if you love to golf, consider organizing golf tours
around the world. Or perhaps, you should market a calendar with 12 famous
overseas golf courses. The list of ideas could go on and on, but the point
is you will turn pleasurable activity (to do a golf tour or a calendar, you
obviously have to play those courses) into a tax deductible expense and
hopefully, makes some profit as well.

Here are three simple steps, you can use to prepare for your international business.

* Step #1: Become Informed. Read international magazines and papers.  Two good places to start learning what’s happening abroad are the Financial Times (England’s leading global economic newspaper) and The Economist, (England’s best weekly international news magazine).

* Step #2: Get ready. Contact international banks and learn the benefits of holding assets and how to do your banking abroad. An international bank with great experience in serving American businesses is Jyske Global Asset Management Bank.   We have worked with Jyske  for decades helping investors learnabout global economics and opportunity.

* Step #3: Get started in a small way. Too many people think that big is
better. Perhaps for some, but not when they start. It is imperative that one
makes their mistakes (and we all will) while we are small.

The old model of working to 65 and retiring on a pension is proving flawed. Many pensions have been destroyed and those still viable are being ruined by inflation.  This creates opportunity for  those wiling to embrace this change and learn that being paid to do what they love is better than retirement.


The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business. This can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times.

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.


See views like this on your way to West Jefferson form the October seminar.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM


We always conduct our autumn North Carolina course on the first weekend of October… the best time to enjoy  the leaf change.

Or head south to Ecuador!


Cotacachi’s main plaza.

October 16-18 Ecuador Southern coastal tour ONLY FOUR SPACES LEFT

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour


In Cotacachi and surrounds the weather is always spring like.

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar


Let our friendly staff at Meson de las Flores serve you.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour


Winter is shorts weather on Ecuador’s coast.

Join us in the mountains and at the sea. Attend more than one seminar and tour and save even more plus get the three emails courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire article: A Reluctance to Retire Means Fewer Openings